{
 "id": "us.schoolsfirst",
 "name": "SchoolsFirst FCU",
 "kind": "credit_union",
 "coverage": "capturable",
 "regulatorIds": {
  "NCUA_CHARTER": "24212"
 },
 "website": "https://www.schoolsfirstfcu.org",
 "notes": "Two pages. The regular share-certificate term table is not in the bytes of the certificates page; only the promotional rates are captured.",
 "offers": [
  {
   "id": "fbb5eea7fe02eda6091a",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "30 days · $500 Minimum Balance",
   "termMonths": null,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.25",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.20",
    "termDays": 30,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "a1546f3a221f49de42de",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "3-5 Months · $500 Minimum Balance",
   "termMonths": null,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.65",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.58",
    "termMinMonths": 3,
    "termMaxMonths": 5,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "a78878c43c22163da1f4",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "6-11 Months · $500 Minimum Balance",
   "termMonths": null,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.95",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.87",
    "termMinMonths": 6,
    "termMaxMonths": 11,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "c0f40827836b4db6caf8",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "12-17 Months · $500 Minimum Balance",
   "termMonths": null,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.05",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.97",
    "termMinMonths": 12,
    "termMaxMonths": 17,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "022d7c315df57c142aaf",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "18-23 Months · $500 Minimum Balance",
   "termMonths": null,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.10",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.02",
    "termMinMonths": 18,
    "termMaxMonths": 23,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "e986450ed751bfa2a64b",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "24-35 Months · $500 Minimum Balance",
   "termMonths": null,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.10",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.02",
    "termMinMonths": 24,
    "termMaxMonths": 35,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "ce78da9dd6e5de9086a3",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "36-47 Months · $500 Minimum Balance",
   "termMonths": null,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.10",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.02",
    "termMinMonths": 36,
    "termMaxMonths": 47,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "cc464ed301c36edb376c",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "48-59 Months · $500 Minimum Balance",
   "termMonths": null,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.10",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.02",
    "termMinMonths": 48,
    "termMaxMonths": 59,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "3e0211a7c20004c9ea7d",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "30 days · $20,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 20000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.30",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.25",
    "termDays": 30,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "226f0bf2b581d68765a0",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "3-5 Months · $20,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 20000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.70",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.63",
    "termMinMonths": 3,
    "termMaxMonths": 5,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "00424998b4b16708db20",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "6-11 Months · $20,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 20000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.00",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.92",
    "termMinMonths": 6,
    "termMaxMonths": 11,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "1dd3f4ddfdda48eef0af",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "12-17 Months · $20,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 20000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.10",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.02",
    "termMinMonths": 12,
    "termMaxMonths": 17,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "c879167e5f17054b7a00",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "18-23 Months · $20,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 20000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.15",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.07",
    "termMinMonths": 18,
    "termMaxMonths": 23,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "5020b13466695c7e473d",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "24-35 Months · $20,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 20000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.15",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.07",
    "termMinMonths": 24,
    "termMaxMonths": 35,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "b8da4b42901f1edb48c0",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "36-47 Months · $20,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 20000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.15",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.07",
    "termMinMonths": 36,
    "termMaxMonths": 47,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "f79414e2253e6ecbe298",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "48-59 Months · $20,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 20000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.15",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.07",
    "termMinMonths": 48,
    "termMaxMonths": 59,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "dc6593081f0152229dec",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "30 days · $50,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 50000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.35",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.30",
    "termDays": 30,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "086153b9bbeffe532077",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "3-5 Months · $50,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 50000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.75",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.68",
    "termMinMonths": 3,
    "termMaxMonths": 5,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "2ac9e63202eed7977270",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "6-11 Months · $50,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 50000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.05",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.97",
    "termMinMonths": 6,
    "termMaxMonths": 11,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "5aaa9468f3205a8ad8f9",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "12-17 Months · $50,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 50000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.15",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.07",
    "termMinMonths": 12,
    "termMaxMonths": 17,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "6136ed2198ca7b9990cb",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "18-23 Months · $50,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 50000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.20",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.11",
    "termMinMonths": 18,
    "termMaxMonths": 23,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "0013dc744787df5a2a21",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "24-35 Months · $50,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 50000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.20",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.11",
    "termMinMonths": 24,
    "termMaxMonths": 35,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "3554684c2105177d000b",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "36-47 Months · $50,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 50000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.20",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.11",
    "termMinMonths": 36,
    "termMaxMonths": 47,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "868e96c50bc0f03fc2b0",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "48-59 Months · $50,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 50000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.20",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.11",
    "termMinMonths": 48,
    "termMaxMonths": 59,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "9c3dc4ec395f6365022c",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "30 days · $100,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 100000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.40",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.34",
    "termDays": 30,
    "jumbo": true,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "e5e2c3f7fea12b51817c",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "3-5 Months · $100,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 100000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.80",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.73",
    "termMinMonths": 3,
    "termMaxMonths": 5,
    "jumbo": true,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "2ee97aedac1d781e9c2b",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "6-11 Months · $100,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 100000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.10",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.02",
    "termMinMonths": 6,
    "termMaxMonths": 11,
    "jumbo": true,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "370b08d67c2ab6dbfdbb",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "12-17 Months · $100,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 100000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.20",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.11",
    "termMinMonths": 12,
    "termMaxMonths": 17,
    "jumbo": true,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "3ef417e4c5072d568e9f",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "18-23 Months · $100,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 100000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.25",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.16",
    "termMinMonths": 18,
    "termMaxMonths": 23,
    "jumbo": true,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "e486061431637d165439",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "24-35 Months · $100,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 100000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.25",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.16",
    "termMinMonths": 24,
    "termMaxMonths": 35,
    "jumbo": true,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "b0ce66588b12be43dda7",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "36-47 Months · $100,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 100000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.25",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.16",
    "termMinMonths": 36,
    "termMaxMonths": 47,
    "jumbo": true,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "a6fa3ef301faee39bc04",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "48-59 Months · $100,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 100000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.25",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.16",
    "termMinMonths": 48,
    "termMaxMonths": 59,
    "jumbo": true,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "ca651a1a751558ff3c26",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "30 days · $250,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 250000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.45",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.39",
    "termDays": 30,
    "jumbo": true,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "210b379ab6e8cd908fbd",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "3-5 Months · $250,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 250000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.85",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.78",
    "termMinMonths": 3,
    "termMaxMonths": 5,
    "jumbo": true,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "aa52c33f582cca9b283f",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "6-11 Months · $250,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 250000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.15",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.07",
    "termMinMonths": 6,
    "termMaxMonths": 11,
    "jumbo": true,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "423b95ed7c2e20fb2bea",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "12-17 Months · $250,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 250000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.25",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.16",
    "termMinMonths": 12,
    "termMaxMonths": 17,
    "jumbo": true,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "b0869fe758af1d70f18c",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "18-23 Months · $250,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 250000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.30",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.21",
    "termMinMonths": 18,
    "termMaxMonths": 23,
    "jumbo": true,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "9dc6b967a4b999a74b4e",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "24-35 Months · $250,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 250000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.30",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.21",
    "termMinMonths": 24,
    "termMaxMonths": 35,
    "jumbo": true,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "3036ced2d7ca41429320",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "36-47 Months · $250,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 250000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.30",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.21",
    "termMinMonths": 36,
    "termMaxMonths": 47,
    "jumbo": true,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "a9f51075677e321ee315",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "48-59 Months · $250,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 250000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.30",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.21",
    "termMinMonths": 48,
    "termMaxMonths": 59,
    "jumbo": true,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "9f7e7442060f85ece793",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "30 days · $500 Minimum Balance",
   "termMonths": null,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.15",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.10",
    "termDays": 30,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "8b83418b5b8f0d1de754",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "3-5 Months · $500 Minimum Balance",
   "termMonths": null,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.55",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.49",
    "termMinMonths": 3,
    "termMaxMonths": 5,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "b14ed365d94630754364",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "6-11 Months · $500 Minimum Balance",
   "termMonths": null,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.85",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.78",
    "termMinMonths": 6,
    "termMaxMonths": 11,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "9e61526969fc6a4c6169",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "12-17 Months · $500 Minimum Balance",
   "termMonths": null,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.95",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.87",
    "termMinMonths": 12,
    "termMaxMonths": 17,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "e703716792d3eefc8124",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "18-23 Months · $500 Minimum Balance",
   "termMonths": null,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.00",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.92",
    "termMinMonths": 18,
    "termMaxMonths": 23,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "a5b6cca6bd3b6c335411",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "24-35 Months · $500 Minimum Balance",
   "termMonths": null,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.00",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.92",
    "termMinMonths": 24,
    "termMaxMonths": 35,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "0edc7bc56315c37e9bda",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "36-47 Months · $500 Minimum Balance",
   "termMonths": null,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.00",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.92",
    "termMinMonths": 36,
    "termMaxMonths": 47,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "eff3b47534967d564e11",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "48-59 Months · $500 Minimum Balance",
   "termMonths": null,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.00",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.92",
    "termMinMonths": 48,
    "termMaxMonths": 59,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "3b9ffb472276618a365f",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "30 days · $20,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 20000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.20",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.15",
    "termDays": 30,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "72308d994bfebe2b2fc5",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "3-5 Months · $20,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 20000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.60",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.54",
    "termMinMonths": 3,
    "termMaxMonths": 5,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "918b738ae7cc5e17677b",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "6-11 Months · $20,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 20000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.90",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.83",
    "termMinMonths": 6,
    "termMaxMonths": 11,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "8f5067bea0b790cd27a9",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "12-17 Months · $20,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 20000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.00",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.92",
    "termMinMonths": 12,
    "termMaxMonths": 17,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "32db658123c6a0cb48a5",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "18-23 Months · $20,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 20000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.05",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.97",
    "termMinMonths": 18,
    "termMaxMonths": 23,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "e06c437103f5949d4a27",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "24-35 Months · $20,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 20000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.05",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.97",
    "termMinMonths": 24,
    "termMaxMonths": 35,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "8ad952e779948e6848b0",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "36-47 Months · $20,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 20000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.05",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.97",
    "termMinMonths": 36,
    "termMaxMonths": 47,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "96a82ae37a095568febd",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "48-59 Months · $20,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 20000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.05",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.97",
    "termMinMonths": 48,
    "termMaxMonths": 59,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "a4f2c818e3c520f91205",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "30 days · $50,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 50000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.25",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.20",
    "termDays": 30,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "eb780142bb2c4579efb7",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "3-5 Months · $50,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 50000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.65",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.58",
    "termMinMonths": 3,
    "termMaxMonths": 5,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "321aca0e108f9de647b1",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "6-11 Months · $50,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 50000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.95",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.87",
    "termMinMonths": 6,
    "termMaxMonths": 11,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "d4a47afe46f639688dac",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "12-17 Months · $50,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 50000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.05",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.97",
    "termMinMonths": 12,
    "termMaxMonths": 17,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "888232ef849b2282ea0b",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "18-23 Months · $50,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 50000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.10",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.02",
    "termMinMonths": 18,
    "termMaxMonths": 23,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "709df33a38bd2ad32aeb",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "24-35 Months · $50,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 50000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.10",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.02",
    "termMinMonths": 24,
    "termMaxMonths": 35,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "ac9fd1c245f510dbe0d3",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "36-47 Months · $50,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 50000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.10",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.02",
    "termMinMonths": 36,
    "termMaxMonths": 47,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "7c7d4cd62ba0f4223da6",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "48-59 Months · $50,000 Minimum Balance",
   "termMonths": null,
   "minBalance": 50000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.10",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.02",
    "termMinMonths": 48,
    "termMaxMonths": 59,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "fe6e8f261e4fcea72f2d",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "30 days · $100,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 100000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.30",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.25",
    "termDays": 30,
    "jumbo": true,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "f3b6805c2dd00eb7a6d1",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "3-5 Months · $100,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 100000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.70",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.63",
    "termMinMonths": 3,
    "termMaxMonths": 5,
    "jumbo": true,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "244eec337b79d79b6ea0",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "6-11 Months · $100,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 100000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.00",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.92",
    "termMinMonths": 6,
    "termMaxMonths": 11,
    "jumbo": true,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "7295d8b2ec97956c207a",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "12-17 Months · $100,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 100000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.10",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.02",
    "termMinMonths": 12,
    "termMaxMonths": 17,
    "jumbo": true,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "71ce5244cbb225b1a59f",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "18-23 Months · $100,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 100000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.15",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.07",
    "termMinMonths": 18,
    "termMaxMonths": 23,
    "jumbo": true,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "dd86824b0b9dd0b229ea",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "24-35 Months · $100,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 100000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.15",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.07",
    "termMinMonths": 24,
    "termMaxMonths": 35,
    "jumbo": true,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "520e79c7eeac402e6fd2",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "36-47 Months · $100,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 100000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.15",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.07",
    "termMinMonths": 36,
    "termMaxMonths": 47,
    "jumbo": true,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "4b84bcf7cd0d2eef48c1",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "48-59 Months · $100,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 100000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.15",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.07",
    "termMinMonths": 48,
    "termMaxMonths": 59,
    "jumbo": true,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "68c67eb9b1aa9f0e3456",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "30 days · $250,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 250000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.35",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.30",
    "termDays": 30,
    "jumbo": true,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "5ebe0ce85e219fecc404",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "3-5 Months · $250,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 250000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "3.75",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.68",
    "termMinMonths": 3,
    "termMaxMonths": 5,
    "jumbo": true,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "290eeabec27f73b9b055",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "6-11 Months · $250,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 250000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.05",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.97",
    "termMinMonths": 6,
    "termMaxMonths": 11,
    "jumbo": true,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "208cf40b3ad6320faf67",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "12-17 Months · $250,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 250000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.15",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.07",
    "termMinMonths": 12,
    "termMaxMonths": 17,
    "jumbo": true,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "573f60d506e2e3a27a44",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "18-23 Months · $250,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 250000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.20",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.11",
    "termMinMonths": 18,
    "termMaxMonths": 23,
    "jumbo": true,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "ae7caf2b23dce8a95216",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "24-35 Months · $250,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 250000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.20",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.11",
    "termMinMonths": 24,
    "termMaxMonths": 35,
    "jumbo": true,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "619cd3b0b472851207fa",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "36-47 Months · $250,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 250000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.20",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.11",
    "termMinMonths": 36,
    "termMaxMonths": 47,
    "jumbo": true,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "ab311b1a5439398e9a47",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "48-59 Months · $250,000 Minimum Balance (Jumbo)",
   "termMonths": null,
   "minBalance": 250000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.20",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.11",
    "termMinMonths": 48,
    "termMaxMonths": 59,
    "jumbo": true,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "42180733a70c988cae63",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "6-Month Add-On Certificate",
   "variant": "6 months",
   "termMonths": 6,
   "minBalance": null,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.10",
   "basis": "APY",
   "rateKind": "promo",
   "conditions": {
    "introMonths": 6,
    "addOn": true,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/products/checking-savings/share-certificates/",
   "evidence": {
    "r2Key": "us.schoolsfirst.certs/2026/11/01/2026-11-01T11-22-45-268Z-a09ab881.html",
    "sha256": "a09ab881c8c13cbe5599781cf69d7c78a5989f17931d347f888869543984889a"
   }
  },
  {
   "id": "bb9c3cdd4544906f0308",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "6-Month Add-On Promotional Share Certificate",
   "variant": "6 months · $500.00 minimum balance",
   "termMonths": 6,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.10",
   "basis": "APY",
   "rateKind": "promo",
   "conditions": {
    "dividendRate": "4.02",
    "introMonths": 6,
    "addOn": true,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "271da3a5d63d64388fcd",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "6-Month Promotional IRA Share Certificate",
   "variant": "6 months · $500.00 minimum balance",
   "termMonths": 6,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.20",
   "basis": "APY",
   "rateKind": "promo",
   "conditions": {
    "dividendRate": "4.11",
    "introMonths": 6,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "6b9ef0fe3fc136822f39",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "19-Month Certificate",
   "variant": "19 months",
   "termMonths": 19,
   "minBalance": null,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.30",
   "basis": "APY",
   "rateKind": "promo",
   "conditions": {
    "introMonths": 19,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/products/checking-savings/share-certificates/",
   "evidence": {
    "r2Key": "us.schoolsfirst.certs/2026/11/01/2026-11-01T11-22-45-268Z-a09ab881.html",
    "sha256": "a09ab881c8c13cbe5599781cf69d7c78a5989f17931d347f888869543984889a"
   }
  },
  {
   "id": "8e6e55fecc211ada169a",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "19-Month Promotional IRA Share Certificate",
   "variant": "19 months · $500.00 minimum balance",
   "termMonths": 19,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.40",
   "basis": "APY",
   "rateKind": "promo",
   "conditions": {
    "dividendRate": "4.31",
    "introMonths": 19,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "42e1e2c1755ec0f21c37",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "19-Month Promotional Share Certificate",
   "variant": "19 months · $500.00 minimum balance",
   "termMonths": 19,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.30",
   "basis": "APY",
   "rateKind": "promo",
   "conditions": {
    "dividendRate": "4.21",
    "introMonths": 19,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "3bf4baad8284b26ab3c3",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "60 Months · $500 Minimum Balance",
   "termMonths": 60,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.20",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.11",
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "a3a555963052bf3274de",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "60 Months · $20,000 Minimum Balance",
   "termMonths": 60,
   "minBalance": 20000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.25",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.16",
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "a152befade0e404843bc",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "60 Months · $50,000 Minimum Balance",
   "termMonths": 60,
   "minBalance": 50000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.30",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.21",
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "0543c18eb12e727b100f",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "60 Months · $100,000 Minimum Balance (Jumbo)",
   "termMonths": 60,
   "minBalance": 100000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.35",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.26",
    "jumbo": true,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "e0722841e90cd8986de9",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "IRA Certificates",
   "variant": "60 Months · $250,000 Minimum Balance (Jumbo)",
   "termMonths": 60,
   "minBalance": 250000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.40",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.31",
    "jumbo": true,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "0cc027be0e301f49d330",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "60 Months · $500 Minimum Balance",
   "termMonths": 60,
   "minBalance": 500,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.10",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.02",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "3a1e8f42a6613c02ea14",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "60 Months · $20,000 Minimum Balance",
   "termMonths": 60,
   "minBalance": 20000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.15",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.07",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "25b073813274d595639b",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "60 Months · $50,000 Minimum Balance",
   "termMonths": 60,
   "minBalance": 50000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.20",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.11",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "2d818f91e78ecbd8761e",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "60 Months · $100,000 Minimum Balance (Jumbo)",
   "termMonths": 60,
   "minBalance": 100000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.25",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.16",
    "jumbo": true,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "333e43b3266bcfa2f0f8",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "cd",
   "product": "Share Certificates",
   "variant": "60 Months · $250,000 Minimum Balance (Jumbo)",
   "termMonths": 60,
   "minBalance": 250000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.30",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.21",
    "jumbo": true,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "6ff793c71d8d22b369f0",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "checking",
   "product": "Investment Checking",
   "variant": "$0.00 - $24,999.99",
   "termMonths": null,
   "minBalance": 0,
   "maxBalance": 24999.99,
   "currency": "USD",
   "rate": "0.05",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "0.05",
    "minimumDeposit": 25,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "0394ea1540e86088486c",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "checking",
   "product": "Investment Checking",
   "variant": "$25,000.00 - $100,000.00+",
   "termMonths": null,
   "minBalance": 25000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "0.10",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "0.10",
    "minimumDeposit": 25,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": true,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "c7b062a2bd89310cc9f3",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "money_market",
   "product": "Liquid Advantage Money Market",
   "variant": "$2,000.00 - $9,999.99",
   "termMonths": null,
   "minBalance": 2000,
   "maxBalance": 9999.99,
   "currency": "USD",
   "rate": "0.75",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "0.75",
    "minimumDeposit": 2000,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "ef8f01704e2fb5c2af71",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "money_market",
   "product": "Liquid Advantage Money Market",
   "variant": "$10,000.00 - $99,999.99",
   "termMonths": null,
   "minBalance": 10000,
   "maxBalance": 99999.99,
   "currency": "USD",
   "rate": "1.00",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "0.99",
    "minimumDeposit": 2000,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "dd04f73607562f38f3aa",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "money_market",
   "product": "Liquid Advantage Money Market",
   "variant": "$100,000.00+",
   "termMonths": null,
   "minBalance": 100000,
   "maxBalance": null,
   "currency": "USD",
   "rate": "1.50",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "1.49",
    "minimumDeposit": 2000,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": true,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "f35acf89d853559ea370",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "savings",
   "product": "Accumulation IRA",
   "variant": null,
   "termMonths": null,
   "minBalance": null,
   "maxBalance": null,
   "currency": "USD",
   "rate": "1.00",
   "basis": "APY",
   "rateKind": "variable",
   "conditions": {
    "dividendRate": "0.99",
    "minimumDeposit": 10,
    "taxWrapper": "IRA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "bc574f21beeae5e216a0",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "savings",
   "product": "My Club Account",
   "variant": "6 to 18 months maturity",
   "termMonths": null,
   "minBalance": null,
   "maxBalance": null,
   "currency": "USD",
   "rate": "1.00",
   "basis": "APY",
   "rateKind": "variable",
   "conditions": {
    "dividendRate": "0.99",
    "termMinMonths": 6,
    "termMaxMonths": 18,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": true,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "f6c312869990ac6c7842",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "savings",
   "product": "Share Savings",
   "variant": "$5.00",
   "termMonths": null,
   "minBalance": 5,
   "maxBalance": null,
   "currency": "USD",
   "rate": "0.10",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "0.10",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "ebc017cb58e53344eca3",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "savings",
   "product": "12-Month College Saver",
   "variant": "12 months",
   "termMonths": 12,
   "minBalance": null,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.05",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "3.97",
    "minimumDeposit": 200,
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  },
  {
   "id": "2b634d7959362b792fa2",
   "institutionId": "us.schoolsfirst",
   "institution": "SchoolsFirst FCU",
   "family": "savings",
   "product": "12-Month Coverdell Education Savings Account",
   "variant": "12 months",
   "termMonths": 12,
   "minBalance": null,
   "maxBalance": null,
   "currency": "USD",
   "rate": "4.20",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "4.11",
    "minimumDeposit": 100,
    "taxWrapper": "Coverdell ESA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "evidence": {
    "r2Key": "us.schoolsfirst.rates/2026/11/01/2026-11-01T11-22-47-801Z-b84dfd00.html",
    "sha256": "b84dfd00b6c891462c1592b748a7361a8c82e334304f9e23026d7323d3330dbe"
   }
  }
 ],
 "sources": [
  {
   "id": "us.schoolsfirst.certs",
   "url": "https://www.schoolsfirstfcu.org/products/checking-savings/share-certificates/",
   "lastCaptured": "2026-11-01T11:22:35.027Z",
   "lastResult": "ok"
  },
  {
   "id": "us.schoolsfirst.rates",
   "url": "https://www.schoolsfirstfcu.org/rates/dividend/",
   "lastCaptured": "2026-11-01T11:22:35.027Z",
   "lastResult": "ok"
  }
 ]
}