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   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.patelco.org/rates",
   "evidence": {
    "r2Key": "us.patelco.rates/2026/11/01/2026-11-01T12-01-15-983Z-eb42de33.html",
    "sha256": "eb42de3369275185464e7bff0aee39187e9546858366ee1094b32f77a3f98277"
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  },
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   "minBalance": 14999.01,
   "maxBalance": null,
   "currency": "USD",
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   "basis": "APY",
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   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.fultonbank.com/Rates",
   "evidence": {
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    "sha256": "fdba649f878a1a69a8e3ad8c83b48449a8508323bd91f7c3aa21997b5827387d"
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  },
  {
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   "institution": "Atlantic Union Bank",
   "family": "savings",
   "product": "Health Savings Account",
   "variant": "$0.00 - $9,999.99",
   "termMonths": null,
   "minBalance": 0,
   "maxBalance": 9999.99,
   "currency": "USD",
   "rate": "0.05",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "healthSavingsAccount": true,
    "rate_nominal": "0.05",
    "locationDependent": true,
    "pageDate": "2026-10-26"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.atlanticunionbank.com/personal/personal-banking-education-and-tools/rates",
   "evidence": {
    "r2Key": "us.atlantic-union.rates/2026/11/01/2026-11-01T12-11-12-010Z-f3de9f72.html",
    "sha256": "f3de9f724cb27c4eca3071f7b5c811c97080d9fe65d11e1ba2feff64f94bf522"
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  },
  {
   "id": "4ca7e268e8caec69c4f3",
   "institutionId": "us.esl-fcu",
   "institution": "ESL Federal Credit Union",
   "family": "savings",
   "product": "Health Savings Account",
   "variant": null,
   "termMonths": null,
   "minBalance": 1,
   "maxBalance": null,
   "currency": "USD",
   "rate": "0.05",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
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    "minimumDeposit": 0
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.esl.org/personal/resources-tools/rates/savings",
   "evidence": {
    "r2Key": "us.esl-fcu.savings-rates/2026/11/01/2026-11-01T11-51-23-396Z-73bc4c40.html",
    "sha256": "73bc4c4015d4d07843f8098a89d30d68bf4a7ad2a2676213370820ad281f5277"
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  },
  {
   "id": "9350981cef1ff1b48f2d",
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   "termMonths": null,
   "minBalance": 4999.01,
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   "rateKind": null,
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   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.fultonbank.com/Rates",
   "evidence": {
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    "sha256": "fdba649f878a1a69a8e3ad8c83b48449a8508323bd91f7c3aa21997b5827387d"
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  },
  {
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   "institution": "Patelco Credit Union",
   "family": "savings",
   "product": "Health Savings Accounts",
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   "termMonths": null,
   "minBalance": 0,
   "maxBalance": null,
   "currency": "USD",
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   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
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   "sourceUrl": "https://www.patelco.org/rates",
   "evidence": {
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    "sha256": "eb42de3369275185464e7bff0aee39187e9546858366ee1094b32f77a3f98277"
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   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.fultonbank.com/Rates",
   "evidence": {
    "r2Key": "us.fulton.rates/2026/11/01/2026-11-01T12-11-29-972Z-fdba649f.html",
    "sha256": "fdba649f878a1a69a8e3ad8c83b48449a8508323bd91f7c3aa21997b5827387d"
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  },
  {
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   "minBalance": 100,
   "maxBalance": 999,
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   "rate": "0.02",
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   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.fultonbank.com/Rates",
   "evidence": {
    "r2Key": "us.fulton.rates/2026/11/01/2026-11-01T12-11-29-972Z-fdba649f.html",
    "sha256": "fdba649f878a1a69a8e3ad8c83b48449a8508323bd91f7c3aa21997b5827387d"
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  },
  {
   "id": "07b842b879f5985395a1",
   "institutionId": "us.connexus",
   "institution": "Connexus Credit Union",
   "family": "savings",
   "product": "Health Savings Account",
   "variant": "$0 to $99.99",
   "termMonths": null,
   "minBalance": 0,
   "maxBalance": 99.99,
   "currency": "USD",
   "rate": "0.00",
   "basis": "APY",
   "rateKind": null,
   "conditions": {
    "dividendRate": "0.000",
    "wrapper": "HSA",
    "pageDate": "2026-11-01"
   },
   "recorded": "2026-11-01",
   "firstRecorded": "2026-11-01",
   "lastChanged": "2026-11-01",
   "status": "active",
   "restricted": false,
   "sourceUrl": "https://www.connexuscu.org/rates",
   "evidence": {
    "r2Key": "us.connexus.rates/2026/11/01/2026-11-01T11-51-13-639Z-78095e0b.html",
    "sha256": "78095e0bf06dc5ec665e34618ad75b187dff8eedb429b0a1e793352d4e265481"
   }
  }
 ],
 "note": "Recorded from each bank's own public page. Quote `recorded` with every rate. Regular savers (fixed monthly deposits), children's accounts, health savings accounts and 0% lending offers are listed apart from the ranking, as on the site. Not advice."
}