Ally Bank rates: up to 4.5% APY
bank · www.ally.com
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Savings | 3.2% | APY | 2026-11-01 | since 2026-11-01 | ||
| Savings | 3.2% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| High Yield CD | 3 months · fixed | 2.9% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA High Yield CD | 3 months · fixed | 2.9% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield CD | 6 months · fixed | 4% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA High Yield CD | 6 months · fixed | 4% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield CD | 9 months · fixed | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA High Yield CD | 9 months · fixed | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| No Penalty CD | 11 months · fixed | 2.9% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield CD | 12 months · fixed | 4.5% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA High Yield CD | 12 months · fixed | 4.5% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield CD | 18 months · fixed | 4.5% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA High Yield CD | 18 months · fixed | 4.5% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Raise Your Rate CD | 24 months · fixed | 3% | APY | 2026-11-01 | since 2026-11-01 | |
| Raise Your Rate CD | 24 months · fixed | 3% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield CD | 36 months · fixed | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA High Yield CD | 36 months · fixed | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Raise Your Rate CD | 48 months · fixed | 3% | APY | 2026-11-01 | since 2026-11-01 | |
| Raise Your Rate CD | 48 months · fixed | 3% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield CD | 60 months · fixed | 4.5% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA High Yield CD | 60 months · fixed | 4.5% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market | 3.2% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Spending | $0 - $14,999.99 | 0.1% | APY | 2026-11-01 | since 2026-11-01 | |
| Spending | $15,000 and over | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.ally.com/bank/view-rates/ | 2026-11-01 11:22 UTC | ok | 7c177fc119ae |