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Lowest personal loan rate: 4.02% APR

18 offers from 2 institutions · Advertised personal loan APRs, lowest first.

Lowest APR

4.02%
Connexus Credit Union
Share Secured Loans

recorded 2026-11-01 · source ↗

18 offers2 institutionsmedian 10.74%

Spread of recorded rates

4.0%5.3%6.5%7.8%9.0%10.3%11.5%12.8%
01
Connexus Credit Union
Share Secured Loans
Personal loans · View at bank ↗
4.02 % APRrecorded 2026-11-01
02
Connexus Credit Union
Savings Secured Loan
Personal loans · View at bank ↗
4.02 % APRrecorded 2026-11-01
03
Connexus Credit Union
Secured Loans
Personal loans · View at bank ↗
4.69 % APRrecorded 2026-11-01
04
Randolph-Brooks Federal Credit Union
Signature
Personal loans · 4 months · APR 7.700 to 18.000 · View at bank ↗
7.700 % APRrecorded 2026-11-01
05
Randolph-Brooks Federal Credit Union
Signature
Personal loans · 12 months · APR 7.700 to 18.000 · View at bank ↗
7.700 % APRrecorded 2026-11-01
06
Connexus Credit Union
Unsecured Personal Loan
Personal loans · 24 Months · View at bank ↗
9.99 % APRrecorded 2026-11-01
07
Randolph-Brooks Federal Credit Union
Signature
Personal loans · 24 months · APR 10.000 to 18.000 · View at bank ↗
10.000 % APRrecorded 2026-11-01
08
Randolph-Brooks Federal Credit Union
Signature
Personal loans · 36 months · APR 10.150 to 16.750 · View at bank ↗
10.150 % APRrecorded 2026-11-01
09
Connexus Credit Union
Unsecured Personal Loan
Personal loans · 36 Months · View at bank ↗
10.49 % APRrecorded 2026-11-01
10
Connexus Credit Union
Unsecured Personal Loan
Personal loans · 48 Months · View at bank ↗
10.99 % APRrecorded 2026-11-01
11
Randolph-Brooks Federal Credit Union
Signature
Personal loans · 48 months · APR 11.150 to 17.650 · View at bank ↗
11.150 % APRrecorded 2026-11-01
12
Randolph-Brooks Federal Credit Union
Line of Credit
Personal loans · line of credit · APR 11.200 to 18.000 · View at bank ↗
11.200 % APRrecorded 2026-11-01
13
Connexus Credit Union
Unsecured Personal Loan
Personal loans · 60 Months · View at bank ↗
11.49 % APRrecorded 2026-11-01
14
Connexus Credit Union
FlexPlus Line of Credit
Personal loans · View at bank ↗
11.49 % APRrecorded 2026-11-01
15
Randolph-Brooks Federal Credit Union
Signature
Personal loans · 60 months · APR 12.150 to 18.000 · View at bank ↗
12.150 % APRrecorded 2026-11-01
16
Connexus Credit Union
Unsecured Personal Loan
Personal loans · 72 Months · View at bank ↗
12.49 % APRrecorded 2026-11-01
17
Connexus Credit Union
Flex Line of Credit
Personal loans · View at bank ↗
12.99 % APRrecorded 2026-11-01
18
Connexus Credit Union
Unsecured Personal Loan
Personal loans · 84 Months · View at bank ↗
13.49 % APRrecorded 2026-11-01
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Questions

What is the lowest personal loan rate in the US right now?

Connexus Credit Union Share Secured Loans at 4.02% APR, recorded 1 Nov 2026. RateSonar compared 18 offers from 2 institutions on the same basis.

Are these rates current?

Each row shows the date RateSonar last recorded it from the bank's page. Pages are captured twice a day; a row that could not be refreshed keeps its last recorded date and drops out of the ranking after three days.

Is this the rate I will get?

No. These are the rates lenders advertise. Your rate depends on your circumstances, and lenders may price individually. Use the bank's own quote.