United StatesUSUKSA
Home / Money market

Highest money market account rate: 4.05% APY

262 offers from 38 institutions · Money market deposit accounts, ranked by APY.

Highest APY

4.05%
CFG Bank
CFG High Yield Money Market · Online · from $1,000

recorded 2026-11-01 · source ↗

262 offers38 institutionsmedian 1.25%

Spread of recorded rates

0.0%0.6%1.2%1.8%2.4%3.0%3.6%
01
CFG Bank
CFG High Yield Money Market
Money market · Online · from $1,000 · View at bank ↗
4.05 % APYrecorded 2026-11-01
02
CFG Bank
CFG High Yield Money Market
Money market · In Branch · from $1,000 · View at bank ↗
4.05 % APYrecorded 2026-11-01
03
UFB Direct
UFB Portfolio Money Market
Money market · up to 6 months · promo · View at bank ↗
4.01 % APYrecorded 2026-11-01
04
Climate First Bank
Impact Money Market
Money market · balance $50,000 or more · View at bank ↗
3.96 % APYrecorded 2026-11-01
05
America First Credit Union
Money Market
Money market · $1,000,000.00+ · View at bank ↗
3.90 % APYrecorded 2026-11-01
06
First Internet Bank
Money Market Savings
Money market · daily balance above $1,000,000 · View at bank ↗
3.88 % APYrecorded 2026-11-01
07
Old National Bank
Market Monitor
Money market · $20,000 or more · promo · View at bank ↗
3.85 % APYrecorded 2026-11-01
08
CFG Bank
Retail Money Market + ICS®
Money market · from $250,000 · View at bank ↗
3.65 % APYrecorded 2026-11-01
09
Sallie Mae Bank
Money Market Account
Money market · View at bank ↗
3.60 % APYrecorded 2026-11-01
10
Baxter Credit Union
Money Market Special
Money market · $15,000+ Intro rate · promo · View at bank ↗
3.50 % APYrecorded 2026-11-01
11
Digital Federal Credit Union
Money Market Savings
Money market · $500,000.00 or more · View at bank ↗
3.50 % APYrecorded 2026-11-01
12
Digital Federal Credit Union
Money Market IRA
Money market · $500,000.00 or more · View at bank ↗
3.50 % APYrecorded 2026-11-01
13
EverBank (formerly TIAA Bank)
Business Money Market
Money market · $1,000,000 - $9,999,999.99 · View at bank ↗
3.50 % APYrecorded 2026-11-01
14
EverBank (formerly TIAA Bank)
Business Money Market
Money market · $500,000 - $999,999.99 · View at bank ↗
3.50 % APYrecorded 2026-11-01
15
EverBank (formerly TIAA Bank)
Business Money Market
Money market · $250,000 - $499,999.99 · View at bank ↗
3.50 % APYrecorded 2026-11-01
16
EverBank (formerly TIAA Bank)
Business Money Market
Money market · $100,000 - $249,999.99 · View at bank ↗
3.50 % APYrecorded 2026-11-01
17
EverBank (formerly TIAA Bank)
Business Money Market
Money market · $50,000 - $99,999.99 · View at bank ↗
3.50 % APYrecorded 2026-11-01
18
EverBank (formerly TIAA Bank)
Business Money Market
Money market · $25,000 - $49,999.99 · View at bank ↗
3.50 % APYrecorded 2026-11-01
19
Newtek Bank
Business Money Market
Money market · View at bank ↗
3.50 % APYrecorded 2026-11-01
20
America First Credit Union
Money Market
Money market · $250,000.00-$999,999.99 · View at bank ↗
3.45 % APYrecorded 2026-11-01
21
Fulton Bank
Promotional Money Market Account
Money market · promo · View at bank ↗
3.45 % APYrecorded 2026-11-01
22
UW Credit Union
Investor's Indexed Money Market Account
Money market · Balance $250,000 or more · View at bank ↗
3.29 % APYrecorded 2026-11-01
23
Digital Federal Credit Union
Money Market Savings
Money market · $250,000.00 to $499,999.99 · View at bank ↗
3.25 % APYrecorded 2026-11-01
24
Digital Federal Credit Union
Money Market IRA
Money market · $250,000.00 to $499,999.99 · View at bank ↗
3.25 % APYrecorded 2026-11-01
25
Patelco Credit Union
Money Market Plus
Money market · Checking requirements met, balance from $250,000.00 · View at bank ↗
3.25 % APYrecorded 2026-11-01
26
Ally Bank
Money Market
Money market · View at bank ↗
3.2 % APYrecorded 2026-11-01
27
UW Credit Union
Investor's Indexed Money Market Account
Money market · Balance $100,000 - $249,999 · View at bank ↗
3.19 % APYrecorded 2026-11-01
28
Digital Federal Credit Union
Money Market Savings
Money market · $100,000.00 to $249,999.99 · View at bank ↗
3.13 % APYrecorded 2026-11-01
29
Digital Federal Credit Union
Money Market IRA
Money market · $100,000.00 to $249,999.99 · View at bank ↗
3.13 % APYrecorded 2026-11-01
30
First Internet Bank
Money Market Savings
Money market · daily balance of $1,000,000 or less · View at bank ↗
3.09 % APYrecorded 2026-11-01
31
UW Credit Union
Investor's Indexed Money Market Account
Money market · Balance $50,000 - $99,999 · View at bank ↗
3.09 % APYrecorded 2026-11-01
32
Connexus Credit Union
Money Market Account
Money market · $1,000,000 and over · View at bank ↗
3.01 % APYrecorded 2026-11-01
33
Patelco Credit Union
Money Market Plus
Money market · Checking requirements met, balance from $100,000.00 · View at bank ↗
3.00 % APYrecorded 2026-11-01
34
UW Credit Union
Investor's Indexed Money Market Account
Money market · Balance $10,000 - $49,999 · View at bank ↗
2.99 % APYrecorded 2026-11-01
35
Langley Credit Union
Platinum Money Market Savings
Money market · $250,000 · View at bank ↗
2.95 % APYrecorded 2026-11-01
36
Langley Credit Union
Platinum Money Market Savings
Money market · $500,000 · View at bank ↗
2.95 % APYrecorded 2026-11-01
37
Langley Credit Union
Platinum Money Market Savings
Money market · $1,000,000 · View at bank ↗
2.95 % APYrecorded 2026-11-01
38
Frost Bank
Personal Money Market
Money market · $20,000,000 and Over · View at bank ↗
2.85 % APYrecorded 2026-11-01
39
Frost Bank
Business High Yield Money Market
Money market · $20,000,000 and Over · View at bank ↗
2.85 % APYrecorded 2026-11-01
40
Wright-Patt Credit Union
Money Market Savings Account
Money market · $100.00 to $2,499.99 · View at bank ↗
2.75 % APYrecorded 2026-11-01
41
Wright-Patt Credit Union
Money Market Savings Account
Money market · $2,500.00 to $9,999.99 · View at bank ↗
2.75 % APYrecorded 2026-11-01
42
Wright-Patt Credit Union
Money Market Savings Account
Money market · $10,000.00 to $49,999.99 · View at bank ↗
2.75 % APYrecorded 2026-11-01
43
Wright-Patt Credit Union
Money Market Savings Account
Money market · $50,000.00 and Higher · View at bank ↗
2.75 % APYrecorded 2026-11-01
44
Wright-Patt Credit Union
Business Money Market Savings Account
Money market · $100.00 to $2,499.99 · View at bank ↗
2.75 % APYrecorded 2026-11-01
45
Wright-Patt Credit Union
Business Money Market Savings Account
Money market · $2,500.00 to $9,999.99 · View at bank ↗
2.75 % APYrecorded 2026-11-01
46
Wright-Patt Credit Union
Business Money Market Savings Account
Money market · $10,000.00 to $49,999.99 · View at bank ↗
2.75 % APYrecorded 2026-11-01
47
Wright-Patt Credit Union
Business Money Market Savings Account
Money market · $50,000.00 and Higher · View at bank ↗
2.75 % APYrecorded 2026-11-01
48
America First Credit Union
Money Market
Money market · $100,000.00-$249,999.99 · View at bank ↗
2.70 % APYrecorded 2026-11-01
49
Patelco Credit Union
Money Market Plus
Money market · Checking requirements met, balance from $50,000.00 · View at bank ↗
2.70 % APYrecorded 2026-11-01
50
Frost Bank
Personal Money Market
Money market · $10,000,000 - $19,999,999.99 · View at bank ↗
2.65 % APYrecorded 2026-11-01
51
Frost Bank
Business High Yield Money Market
Money market · $10,000,000 - $19,999,999.99 · View at bank ↗
2.65 % APYrecorded 2026-11-01
52
UW Credit Union
Investor's Advantage Money Market Account
Money market · Balance $50,000 or more · View at bank ↗
2.63 % APYrecorded 2026-11-01
53
Connexus Credit Union
Money Market Account
Money market · $500,000 to $999,999.99 · View at bank ↗
2.50 % APYrecorded 2026-11-01
54
Frost Bank
Personal Money Market
Money market · $2,500,000 - $9,999,999.99 · View at bank ↗
2.50 % APYrecorded 2026-11-01
55
Frost Bank
Business High Yield Money Market
Money market · $2,500,000 - $9,999,999.99 · View at bank ↗
2.50 % APYrecorded 2026-11-01
56
Patelco Credit Union
Money Market Plus
Money market · Checking requirements met, balance from $1.00 · View at bank ↗
2.50 % APYrecorded 2026-11-01
57
BECU
Money Market with Member Advantage
Money market · $100,000 - 249,999.99 · View at bank ↗
2.48 % APYrecorded 2026-11-01
58
Randolph-Brooks Federal Credit Union
RBFCU Classic Money Market
Money market · $150,000.00 and up · View at bank ↗
2.43 % APYrecorded 2026-11-01
59
Frost Bank
Personal Money Market
Money market · $1,000,000 - $2,499,999.99 · View at bank ↗
2.35 % APYrecorded 2026-11-01
60
Frost Bank
Business High Yield Money Market
Money market · $1,000,000 - $2,499,999.99 · View at bank ↗
2.35 % APYrecorded 2026-11-01
61
Andrews Federal Credit Union
Premium High-Yield Money Market Account
Money market · $100,000 and more · View at bank ↗
2.30 % APYrecorded 2026-11-01
62
Atlantic Union Bank
Performance Money Market
Money market · $0.00 - $24,999.99 · promo · View at bank ↗
2.25 % APYrecorded 2026-11-01
63
Atlantic Union Bank
Performance Money Market
Money market · $25,000 - $99,999.99 · promo · View at bank ↗
2.25 % APYrecorded 2026-11-01
64
Atlantic Union Bank
Performance Money Market
Money market · $100,000 - $249,999.99 · promo · View at bank ↗
2.25 % APYrecorded 2026-11-01
65
Atlantic Union Bank
Performance Money Market
Money market · $250,000 - $499,999.99 · promo · View at bank ↗
2.25 % APYrecorded 2026-11-01
66
Atlantic Union Bank
Performance Money Market
Money market · $500,000+ · promo · View at bank ↗
2.25 % APYrecorded 2026-11-01
67
Connexus Credit Union
Money Market Account
Money market · $250,000 to $499,999.99 · View at bank ↗
2.25 % APYrecorded 2026-11-01
68
Delta Community Credit Union
Business Money Market Account
Money market · $1,000,000.00 - and up · View at bank ↗
2.25 % APYrecorded 2026-11-01
69
Randolph-Brooks Federal Credit Union
RBFCU Classic Money Market
Money market · $75,000.00 - $149,999.99 · View at bank ↗
2.22 % APYrecorded 2026-11-01
70
Randolph-Brooks Federal Credit Union
RBFCU Choice Money Market
Money market · $2,500.00 - $10,000.00 · View at bank ↗
2.22 % APYrecorded 2026-11-01
71
Randolph-Brooks Federal Credit Union
RBFCU Choice Money Market
Money market · $10,000.01 - $25,000.00 · APY 2.22 to 2.04 · View at bank ↗
2.22 % APYrecorded 2026-11-01
72
State Employees' Credit Union
Money Market Share
Money market · View at bank ↗
2.20 % APYrecorded 2026-11-01
73
Delta Community Credit Union
Money Market Account
Money market · $1,000,000.00 - and above · View at bank ↗
2.15 % APYrecorded 2026-11-01
74
Delta Community Credit Union
Business Money Market Account
Money market · $500,000.00 - $999,999.99 · View at bank ↗
2.15 % APYrecorded 2026-11-01
75
Langley Credit Union
Platinum Money Market Savings
Money market · $25,000 · View at bank ↗
2.15 % APYrecorded 2026-11-01
76
Langley Credit Union
Platinum Money Market Savings
Money market · $100,000 · View at bank ↗
2.15 % APYrecorded 2026-11-01
77
Navy Federal Credit Union
Jumbo Money Market Savings Account (MMSA)
Money market · $1,000,000 and over · View at bank ↗
2.15 % APYrecorded 2026-11-01
78
UW Credit Union
Investor's Advantage Money Market Account
Money market · Balance $25,000 - $49,999 · View at bank ↗
2.14 % APYrecorded 2026-11-01
79
America First Credit Union
Money Market
Money market · $50,000.00-$99,999.99 · View at bank ↗
2.05 % APYrecorded 2026-11-01
80
Connexus Credit Union
Money Market Account
Money market · $100,000 to $249,999.99 · View at bank ↗
2.05 % APYrecorded 2026-11-01
81
Randolph-Brooks Federal Credit Union
RBFCU Choice Money Market
Money market · $25,000.01 and up · APY 2.04 to 1.76 · View at bank ↗
2.04 % APYrecorded 2026-11-01
82
BECU
Money Market with Member Advantage
Money market · $10,000.00 - $24,999.99 · View at bank ↗
2.02 % APYrecorded 2026-11-01
83
Patelco Credit Union
Money Market Select Account & Money Market Select IRA
Money market · Tier 1, balance $0.00 to $2,000.00 · View at bank ↗
2.00 % APYrecorded 2026-11-01
84
Visions Federal Credit Union
Flex Money Market
Money market · Average daily balance $1,000,000 & Over · View at bank ↗
2.00 % APYrecorded 2026-11-01
85
Connexus Credit Union
Money Market Account
Money market · $20,000 to $99,999.99 · View at bank ↗
1.95 % APYrecorded 2026-11-01
86
Fulton Bank
Platinum Money Market
Money market · $249,999.01 - $999,999 · View at bank ↗
1.95 % APYrecorded 2026-11-01
87
Fulton Bank
Platinum Money Market
Money market · $999,999.01 - $1,999,999 · View at bank ↗
1.95 % APYrecorded 2026-11-01
88
Fulton Bank
Platinum Money Market
Money market · $1,999,999.01 + · View at bank ↗
1.95 % APYrecorded 2026-11-01
89
Navy Federal Credit Union
Jumbo Money Market Savings Account (MMSA)
Money market · $500,000 - $999,999 · View at bank ↗
1.95 % APYrecorded 2026-11-01
90
Delta Community Credit Union
Business Money Market Account
Money market · $100,000.00 - $499,999.99 · View at bank ↗
1.85 % APYrecorded 2026-11-01
91
America First Credit Union
Money Market
Money market · $25,000.00-$49,999.99 · View at bank ↗
1.80 % APYrecorded 2026-11-01
92
Andrews Federal Credit Union
Premium High-Yield Money Market Account
Money market · $0.01 - $99,999.99 · View at bank ↗
1.80 % APYrecorded 2026-11-01
93
Digital Federal Credit Union
Money Market Savings
Money market · $50,000.00 to $99,999.99 · View at bank ↗
1.77 % APYrecorded 2026-11-01
94
Digital Federal Credit Union
Money Market Savings
Money market · $25,000.00 to $49,999.99 · View at bank ↗
1.77 % APYrecorded 2026-11-01
95
Digital Federal Credit Union
Money Market IRA
Money market · $50,000.00 to $99,999.99 · View at bank ↗
1.77 % APYrecorded 2026-11-01
96
Digital Federal Credit Union
Money Market IRA
Money market · $25,000.00 to $49,999.99 · View at bank ↗
1.77 % APYrecorded 2026-11-01
97
Randolph-Brooks Federal Credit Union
RBFCU Classic Money Market
Money market · $2,500.00 - $24,999.99 · View at bank ↗
1.76 % APYrecorded 2026-11-01
98
Randolph-Brooks Federal Credit Union
RBFCU Classic Money Market
Money market · $25,000.00 - $74,999.99 · View at bank ↗
1.76 % APYrecorded 2026-11-01
99
Navy Federal Credit Union
Jumbo Money Market Savings Account (MMSA)
Money market · $250,000 - $499,999 · View at bank ↗
1.75 % APYrecorded 2026-11-01
100
Visions Federal Credit Union
Flex Money Market
Money market · Average daily balance $500,000 - $999,999.99 · View at bank ↗
1.75 % APYrecorded 2026-11-01
101
Digital Federal Credit Union
Money Market Savings
Money market · $10,000.00 to $24,999.99 · View at bank ↗
1.71 % APYrecorded 2026-11-01
102
Digital Federal Credit Union
Money Market Savings
Money market · $1,000.00 to $9,999.99 · View at bank ↗
1.71 % APYrecorded 2026-11-01
103
Digital Federal Credit Union
Money Market IRA
Money market · $10,000.00 to $24,999.99 · View at bank ↗
1.71 % APYrecorded 2026-11-01
104
Digital Federal Credit Union
Money Market IRA
Money market · $1,000.00 to $9,999.99 · View at bank ↗
1.71 % APYrecorded 2026-11-01
105
Navy Federal Credit Union
Jumbo Money Market Savings Account (MMSA)
Money market · $100,000 - $249,999 · View at bank ↗
1.70 % APYrecorded 2026-11-01
106
Fulton Bank
Platinum Money Market
Money market · $99,999.01 - $249,999 · View at bank ↗
1.64 % APYrecorded 2026-11-01
107
UW Credit Union
Investor's Advantage Money Market Account
Money market · Balance $10,000 - $24,999 · View at bank ↗
1.64 % APYrecorded 2026-11-01
108
Ent Credit Union
Money Market Savings
Money market · $250,000.00 And Above · View at bank ↗
1.60 % APYrecorded 2026-11-01
109
Ent Credit Union
Business Money Market Savings
Money market · $250,000 - $499,999.99 · View at bank ↗
1.60 % APYrecorded 2026-11-01
110
Ent Credit Union
Business Money Market Savings
Money market · $500,000 - $749,999.99 · View at bank ↗
1.60 % APYrecorded 2026-11-01
111
Ent Credit Union
Business Money Market Savings
Money market · $750,000 - $999,999.99 · View at bank ↗
1.60 % APYrecorded 2026-11-01
112
Ent Credit Union
Business Money Market Savings
Money market · $1,000,000 and Above · View at bank ↗
1.60 % APYrecorded 2026-11-01
113
Frost Bank
Personal Money Market
Money market · $250,000 - $999,999.99 · View at bank ↗
1.57 % APYrecorded 2026-11-01
114
Frost Bank
Business High Yield Money Market
Money market · $250,000 - $999,999.99 · View at bank ↗
1.57 % APYrecorded 2026-11-01
115
Navy Federal Credit Union
Money Market Savings Account (MMSA)
Money market · $50,000 and over · View at bank ↗
1.55 % APYrecorded 2026-11-01
116
Patelco Credit Union
Money Market Select Account & Money Market Select IRA
Money market · Tier 2, balance $2,000.01 to $5,000.00 · View at bank ↗
1.50 % APYrecorded 2026-11-01
117
SchoolsFirst FCU
Liquid Advantage Money Market
Money market · $100,000.00+ · View at bank ↗
1.50 % APYrecorded 2026-11-01
118
Visions Federal Credit Union
Flex Money Market
Money market · Average daily balance $250,000 - $499,999.99 · View at bank ↗
1.50 % APYrecorded 2026-11-01
119
VyStar Credit Union
Money Market
Money market · $250,000 or greater · View at bank ↗
1.45 % APYrecorded 2026-11-01
120
Frost Bank
Personal Money Market
Money market · $100,000 - $249,999.99 · View at bank ↗
1.40 % APYrecorded 2026-11-01

Showing 120 of 262. All rows: JSON.

More banks machine-read

These rates come from rate pages RateSonar found on a bank's own websites and read with a general parser rather than one written for that page. Each row links to its source; check the figure there before relying on it.

01
Texas Capital Bank
Business Money Market $500 Minimum to accrue interest
Money market · $500 - $249,999.99 $250,000 - $749,999.99 $750,000 - $999,999.99 $1,000,000 or more · View at bank ↗
2.02 % APYrecorded 2026-11-01
Ask your AI. No sign-up. MCP and JSON for every rate on this site.
{"mcpServers":{"ratesonar-us":{"url":"https://usrates.ratesonar.com/mcp"}}}API docs

Questions

What is the best money market account rate in the US right now?

CFG Bank CFG High Yield Money Market (Online) at 4.05% APY, recorded 1 Nov 2026. RateSonar compared 262 offers from 38 institutions on the same basis.

Are these rates current?

Each row shows the date RateSonar last recorded it from the bank's page. Pages are captured twice a day; a row that could not be refreshed keeps its last recorded date and drops out of the ranking after three days.