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SchoolsFirst FCU rates: up to 4.40% APY

credit union · NCUA CHARTER 24212 · www.schoolsfirstfcu.org

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
Accumulation IRA 1.00%APY2026-11-01 since 2026-11-01
My Club Account6 to 18 months maturity 1.00%APY2026-11-01 since 2026-11-01
Share Savings$5.00 0.10%APY2026-11-01 since 2026-11-01
12-Month College Saver12 months 4.05%APY2026-11-01 since 2026-11-01
12-Month Coverdell Education Savings Account12 months 4.20%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
19-Month Promotional IRA Share Certificate19 months · $500.00 minimum balance · promo 4.40%APY2026-11-01 since 2026-11-01
IRA Certificates60 Months · $250,000 Minimum Balance (Jumbo) 4.40%APY2026-11-01 since 2026-11-01
IRA Certificates60 Months · $100,000 Minimum Balance (Jumbo) 4.35%APY2026-11-01 since 2026-11-01
IRA Certificates18-23 Months · $250,000 Minimum Balance (Jumbo) 4.30%APY2026-11-01 since 2026-11-01
IRA Certificates24-35 Months · $250,000 Minimum Balance (Jumbo) 4.30%APY2026-11-01 since 2026-11-01
IRA Certificates36-47 Months · $250,000 Minimum Balance (Jumbo) 4.30%APY2026-11-01 since 2026-11-01
IRA Certificates48-59 Months · $250,000 Minimum Balance (Jumbo) 4.30%APY2026-11-01 since 2026-11-01
19-Month Certificate19 months · promo 4.30%APY2026-11-01 since 2026-11-01
19-Month Promotional Share Certificate19 months · $500.00 minimum balance · promo 4.30%APY2026-11-01 since 2026-11-01
IRA Certificates60 Months · $50,000 Minimum Balance 4.30%APY2026-11-01 since 2026-11-01
Share Certificates60 Months · $250,000 Minimum Balance (Jumbo) 4.30%APY2026-11-01 since 2026-11-01
IRA Certificates18-23 Months · $100,000 Minimum Balance (Jumbo) 4.25%APY2026-11-01 since 2026-11-01
IRA Certificates24-35 Months · $100,000 Minimum Balance (Jumbo) 4.25%APY2026-11-01 since 2026-11-01
IRA Certificates36-47 Months · $100,000 Minimum Balance (Jumbo) 4.25%APY2026-11-01 since 2026-11-01
IRA Certificates48-59 Months · $100,000 Minimum Balance (Jumbo) 4.25%APY2026-11-01 since 2026-11-01
IRA Certificates12-17 Months · $250,000 Minimum Balance (Jumbo) 4.25%APY2026-11-01 since 2026-11-01
IRA Certificates60 Months · $20,000 Minimum Balance 4.25%APY2026-11-01 since 2026-11-01
Share Certificates60 Months · $100,000 Minimum Balance (Jumbo) 4.25%APY2026-11-01 since 2026-11-01
IRA Certificates18-23 Months · $50,000 Minimum Balance 4.20%APY2026-11-01 since 2026-11-01
IRA Certificates24-35 Months · $50,000 Minimum Balance 4.20%APY2026-11-01 since 2026-11-01
IRA Certificates36-47 Months · $50,000 Minimum Balance 4.20%APY2026-11-01 since 2026-11-01
IRA Certificates48-59 Months · $50,000 Minimum Balance 4.20%APY2026-11-01 since 2026-11-01
IRA Certificates12-17 Months · $100,000 Minimum Balance (Jumbo) 4.20%APY2026-11-01 since 2026-11-01
Share Certificates18-23 Months · $250,000 Minimum Balance (Jumbo) 4.20%APY2026-11-01 since 2026-11-01
Share Certificates24-35 Months · $250,000 Minimum Balance (Jumbo) 4.20%APY2026-11-01 since 2026-11-01
Share Certificates36-47 Months · $250,000 Minimum Balance (Jumbo) 4.20%APY2026-11-01 since 2026-11-01
Share Certificates48-59 Months · $250,000 Minimum Balance (Jumbo) 4.20%APY2026-11-01 since 2026-11-01
6-Month Promotional IRA Share Certificate6 months · $500.00 minimum balance · promo 4.20%APY2026-11-01 since 2026-11-01
IRA Certificates60 Months · $500 Minimum Balance 4.20%APY2026-11-01 since 2026-11-01
Share Certificates60 Months · $50,000 Minimum Balance 4.20%APY2026-11-01 since 2026-11-01
IRA Certificates18-23 Months · $20,000 Minimum Balance 4.15%APY2026-11-01 since 2026-11-01
IRA Certificates24-35 Months · $20,000 Minimum Balance 4.15%APY2026-11-01 since 2026-11-01
IRA Certificates36-47 Months · $20,000 Minimum Balance 4.15%APY2026-11-01 since 2026-11-01
IRA Certificates48-59 Months · $20,000 Minimum Balance 4.15%APY2026-11-01 since 2026-11-01
IRA Certificates12-17 Months · $50,000 Minimum Balance 4.15%APY2026-11-01 since 2026-11-01
IRA Certificates6-11 Months · $250,000 Minimum Balance (Jumbo) 4.15%APY2026-11-01 since 2026-11-01
Share Certificates18-23 Months · $100,000 Minimum Balance (Jumbo) 4.15%APY2026-11-01 since 2026-11-01
Share Certificates24-35 Months · $100,000 Minimum Balance (Jumbo) 4.15%APY2026-11-01 since 2026-11-01
Share Certificates36-47 Months · $100,000 Minimum Balance (Jumbo) 4.15%APY2026-11-01 since 2026-11-01
Share Certificates48-59 Months · $100,000 Minimum Balance (Jumbo) 4.15%APY2026-11-01 since 2026-11-01
Share Certificates12-17 Months · $250,000 Minimum Balance (Jumbo) 4.15%APY2026-11-01 since 2026-11-01
Share Certificates60 Months · $20,000 Minimum Balance 4.15%APY2026-11-01 since 2026-11-01
IRA Certificates18-23 Months · $500 Minimum Balance 4.10%APY2026-11-01 since 2026-11-01
IRA Certificates24-35 Months · $500 Minimum Balance 4.10%APY2026-11-01 since 2026-11-01
IRA Certificates36-47 Months · $500 Minimum Balance 4.10%APY2026-11-01 since 2026-11-01
IRA Certificates48-59 Months · $500 Minimum Balance 4.10%APY2026-11-01 since 2026-11-01
IRA Certificates12-17 Months · $20,000 Minimum Balance 4.10%APY2026-11-01 since 2026-11-01
IRA Certificates6-11 Months · $100,000 Minimum Balance (Jumbo) 4.10%APY2026-11-01 since 2026-11-01
Share Certificates18-23 Months · $50,000 Minimum Balance 4.10%APY2026-11-01 since 2026-11-01
Share Certificates24-35 Months · $50,000 Minimum Balance 4.10%APY2026-11-01 since 2026-11-01
Share Certificates36-47 Months · $50,000 Minimum Balance 4.10%APY2026-11-01 since 2026-11-01
Share Certificates48-59 Months · $50,000 Minimum Balance 4.10%APY2026-11-01 since 2026-11-01
Share Certificates12-17 Months · $100,000 Minimum Balance (Jumbo) 4.10%APY2026-11-01 since 2026-11-01
6-Month Add-On Certificate6 months · promo 4.10%APY2026-11-01 since 2026-11-01
6-Month Add-On Promotional Share Certificate6 months · $500.00 minimum balance · promo 4.10%APY2026-11-01 since 2026-11-01
Share Certificates60 Months · $500 Minimum Balance 4.10%APY2026-11-01 since 2026-11-01
IRA Certificates12-17 Months · $500 Minimum Balance 4.05%APY2026-11-01 since 2026-11-01
IRA Certificates6-11 Months · $50,000 Minimum Balance 4.05%APY2026-11-01 since 2026-11-01
Share Certificates18-23 Months · $20,000 Minimum Balance 4.05%APY2026-11-01 since 2026-11-01
Share Certificates24-35 Months · $20,000 Minimum Balance 4.05%APY2026-11-01 since 2026-11-01
Share Certificates36-47 Months · $20,000 Minimum Balance 4.05%APY2026-11-01 since 2026-11-01
Share Certificates48-59 Months · $20,000 Minimum Balance 4.05%APY2026-11-01 since 2026-11-01
Share Certificates12-17 Months · $50,000 Minimum Balance 4.05%APY2026-11-01 since 2026-11-01
Share Certificates6-11 Months · $250,000 Minimum Balance (Jumbo) 4.05%APY2026-11-01 since 2026-11-01
IRA Certificates6-11 Months · $20,000 Minimum Balance 4.00%APY2026-11-01 since 2026-11-01
Share Certificates18-23 Months · $500 Minimum Balance 4.00%APY2026-11-01 since 2026-11-01
Share Certificates24-35 Months · $500 Minimum Balance 4.00%APY2026-11-01 since 2026-11-01
Share Certificates36-47 Months · $500 Minimum Balance 4.00%APY2026-11-01 since 2026-11-01
Share Certificates48-59 Months · $500 Minimum Balance 4.00%APY2026-11-01 since 2026-11-01
Share Certificates12-17 Months · $20,000 Minimum Balance 4.00%APY2026-11-01 since 2026-11-01
Share Certificates6-11 Months · $100,000 Minimum Balance (Jumbo) 4.00%APY2026-11-01 since 2026-11-01
IRA Certificates6-11 Months · $500 Minimum Balance 3.95%APY2026-11-01 since 2026-11-01
Share Certificates12-17 Months · $500 Minimum Balance 3.95%APY2026-11-01 since 2026-11-01
Share Certificates6-11 Months · $50,000 Minimum Balance 3.95%APY2026-11-01 since 2026-11-01
Share Certificates6-11 Months · $20,000 Minimum Balance 3.90%APY2026-11-01 since 2026-11-01
IRA Certificates3-5 Months · $250,000 Minimum Balance (Jumbo) 3.85%APY2026-11-01 since 2026-11-01
Share Certificates6-11 Months · $500 Minimum Balance 3.85%APY2026-11-01 since 2026-11-01
IRA Certificates3-5 Months · $100,000 Minimum Balance (Jumbo) 3.80%APY2026-11-01 since 2026-11-01
IRA Certificates3-5 Months · $50,000 Minimum Balance 3.75%APY2026-11-01 since 2026-11-01
Share Certificates3-5 Months · $250,000 Minimum Balance (Jumbo) 3.75%APY2026-11-01 since 2026-11-01

Showing 80 of 96 cds rates. All of them: JSON.

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
Liquid Advantage Money Market$2,000.00 - $9,999.99 0.75%APY2026-11-01 since 2026-11-01
Liquid Advantage Money Market$10,000.00 - $99,999.99 1.00%APY2026-11-01 since 2026-11-01
Liquid Advantage Money Market$100,000.00+ 1.50%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
Investment Checking$0.00 - $24,999.99 0.05%APY2026-11-01 since 2026-11-01
Investment Checking$25,000.00 - $100,000.00+ 0.10%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.schoolsfirstfcu.org/products/checking-savings/share-certificates/2026-11-01 11:22 UTC oka09ab881c8c1
www.schoolsfirstfcu.org/rates/dividend/2026-11-01 11:22 UTC okb84dfd00b6c8