Lowest credit card rate: 11.200% APR
3 offers from 1 institutions · Credit card purchase APRs, lowest first.
Lowest APR
11.200%
Premier Rate Credit Card · APR 11.200 to 18.000
recorded 2026-11-01 · source ↗
3 offers1 institutionsmedian 18.00%
Spread of recorded rates
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What is the lowest credit card rate in the US right now?
Randolph-Brooks Federal Credit Union Premier Rate Credit Card (APR 11.200 to 18.000) at 11.200% APR, recorded 1 Nov 2026. RateSonar compared 3 offers from 1 institutions on the same basis.
Are these rates current?
Each row shows the date RateSonar last recorded it from the bank's page. Pages are captured twice a day; a row that could not be refreshed keeps its last recorded date and drops out of the ranking after three days.
Is this the rate I will get?
No. These are the rates lenders advertise. Your rate depends on your circumstances, and lenders may price individually. Use the bank's own quote.