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Randolph-Brooks Federal Credit Union rates: up to 18.000% APR

credit union · NCUA CHARTER 8111 · www.rbfcu.org

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
IRA Savings$1.00 and up 0.50%APY2026-11-01 since 2026-11-01
Savings$1.00 and up 0.30%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
Certificate6 months · $1,000.00 - $4,999.99 3.65%APY2026-11-01 since 2026-11-01
Certificate6 months · $5,000.00 - $19,999.99 3.75%APY2026-11-01 since 2026-11-01
Certificate6 months · $20,000.00 - $74,999.99 3.79%APY2026-11-01 since 2026-11-01
Certificate6 months · $75,000.00 and up 3.85%APY2026-11-01 since 2026-11-01
Certificate12 months · $1,000.00 - $4,999.99 3.70%APY2026-11-01 since 2026-11-01
Certificate12 months · $5,000.00 - $19,999.99 3.74%APY2026-11-01 since 2026-11-01
Certificate12 months · $20,000.00 - $74,999.99 3.80%APY2026-11-01 since 2026-11-01
Certificate12 months · $75,000.00 and up 3.86%APY2026-11-01 since 2026-11-01
SuperSaver Certificate18 months · $1,000.00 - $4,999.99 3.75%APY2026-11-01 since 2026-11-01
SuperSaver Certificate18 months · $5,000.00 - $19,999.99 3.79%APY2026-11-01 since 2026-11-01
SuperSaver Certificate18 months · $20,000.00 - $74,999.99 3.86%APY2026-11-01 since 2026-11-01
SuperSaver Certificate18 months · $75,000.00 and up 3.91%APY2026-11-01 since 2026-11-01
Certificate24 months · $1,000.00 - $4,999.99 3.70%APY2026-11-01 since 2026-11-01
Certificate24 months · $5,000.00 - $19,999.99 3.75%APY2026-11-01 since 2026-11-01
Certificate24 months · $20,000.00 - $74,999.99 3.80%APY2026-11-01 since 2026-11-01
Certificate24 months · $75,000.00 and up 3.86%APY2026-11-01 since 2026-11-01
Certificate36 months · $1,000.00 - $4,999.99 3.60%APY2026-11-01 since 2026-11-01
Certificate36 months · $5,000.00 - $19,999.99 3.65%APY2026-11-01 since 2026-11-01
Certificate36 months · $20,000.00 - $74,999.99 3.70%APY2026-11-01 since 2026-11-01
Certificate36 months · $75,000.00 and up 3.75%APY2026-11-01 since 2026-11-01
Certificate48 months · $1,000.00 - $4,999.99 3.51%APY2026-11-01 since 2026-11-01
Certificate48 months · $5,000.00 - $19,999.99 3.55%APY2026-11-01 since 2026-11-01
Certificate48 months · $20,000.00 - $74,999.99 3.60%APY2026-11-01 since 2026-11-01
Certificate48 months · $75,000.00 and up 3.65%APY2026-11-01 since 2026-11-01
Certificate60 months · $1,000.00 - $4,999.99 3.51%APY2026-11-01 since 2026-11-01
Certificate60 months · $5,000.00 - $19,999.99 3.55%APY2026-11-01 since 2026-11-01
Certificate60 months · $20,000.00 - $74,999.99 3.60%APY2026-11-01 since 2026-11-01
Certificate60 months · $75,000.00 and up 3.65%APY2026-11-01 since 2026-11-01
Certificate72 months · $1,000.00 - $4,999.99 3.45%APY2026-11-01 since 2026-11-01
Certificate72 months · $5,000.00 - $19,999.99 3.51%APY2026-11-01 since 2026-11-01
Certificate72 months · $20,000.00 - $74,999.99 3.56%APY2026-11-01 since 2026-11-01
Certificate72 months · $75,000.00 and up 3.60%APY2026-11-01 since 2026-11-01
Certificate84 months · $1,000.00 - $4,999.99 3.36%APY2026-11-01 since 2026-11-01
Certificate84 months · $5,000.00 - $19,999.99 3.41%APY2026-11-01 since 2026-11-01
Certificate84 months · $20,000.00 - $74,999.99 3.46%APY2026-11-01 since 2026-11-01
Certificate84 months · $75,000.00 and up 3.52%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
RBFCU Choice Money Market$2,500.00 - $10,000.00 2.22%APY2026-11-01 since 2026-11-01
RBFCU Choice Money Market$10,000.01 - $25,000.00 · APY 2.22 to 2.04 2.22%APY2026-11-01 since 2026-11-01
RBFCU Choice Money Market$25,000.01 and up · APY 2.04 to 1.76 2.04%APY2026-11-01 since 2026-11-01
RBFCU Classic Money Market$2,500.00 - $24,999.99 1.76%APY2026-11-01 since 2026-11-01
RBFCU Classic Money Market$25,000.00 - $74,999.99 1.76%APY2026-11-01 since 2026-11-01
RBFCU Classic Money Market$75,000.00 - $149,999.99 2.22%APY2026-11-01 since 2026-11-01
RBFCU Classic Money Market$150,000.00 and up 2.43%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
Checking$0.00 and up 0.05%APY2026-11-01 since 2026-11-01

Mortgages

ProductTerm / tierRateBasisRecordedHistoryChange
Land180 months · no points · rate based on 80% LTV 9.132%APR2026-11-01 since 2026-11-01
Land180 months · 0.500 points · rate based on 80% LTV 9.092%APR2026-11-01 since 2026-11-01
Land180 months · 1.000 points · rate based on 80% LTV 9.053%APR2026-11-01 since 2026-11-01
Home Improvement180 months · no points 8.925%APR2026-11-01 since 2026-11-01
Land48 months · 1.000 points · rate based on 80% LTV 8.916%APR2026-11-01 since 2026-11-01
Home Improvement180 months · 0.500 points 8.885%APR2026-11-01 since 2026-11-01
Land120 months · no points · rate based on 80% LTV 8.848%APR2026-11-01 since 2026-11-01
Home Improvement180 months · 1.000 points 8.845%APR2026-11-01 since 2026-11-01
Land120 months · 0.500 points · rate based on 80% LTV 8.839%APR2026-11-01 since 2026-11-01
Land120 months · 1.000 points · rate based on 80% LTV 8.831%APR2026-11-01 since 2026-11-01
Land48 months · 0.500 points · rate based on 80% LTV 8.777%APR2026-11-01 since 2026-11-01
Land84 months · 1.000 points · rate based on 80% LTV 8.656%APR2026-11-01 since 2026-11-01
Land48 months · no points · rate based on 80% LTV 8.640%APR2026-11-01 since 2026-11-01
Land84 months · 0.500 points · rate based on 80% LTV 8.622%APR2026-11-01 since 2026-11-01
Land84 months · no points · rate based on 80% LTV 8.590%APR2026-11-01 since 2026-11-01
Home Improvement48 months · no points 8.529%APR2026-11-01 since 2026-11-01
Home Improvement84 months · 1.000 points 8.468%APR2026-11-01 since 2026-11-01
Home Improvement120 months · no points 8.448%APR2026-11-01 since 2026-11-01
Home Improvement120 months · 0.500 points 8.439%APR2026-11-01 since 2026-11-01
Home Improvement84 months · 0.500 points 8.434%APR2026-11-01 since 2026-11-01
Home Improvement120 months · 1.000 points 8.431%APR2026-11-01 since 2026-11-01
Home Improvement48 months · 0.500 points 8.429%APR2026-11-01 since 2026-11-01
Home Improvement84 months · no points 8.400%APR2026-11-01 since 2026-11-01
Home Improvement48 months · 1.000 points 8.329%APR2026-11-01 since 2026-11-01
100% Conventional Fixed Rate360 months · no points · fixed 8.098%APR2026-11-01 since 2026-11-01
100% Medical Professional Fixed Rate360 months · no points · fixed 8.098%APR2026-11-01 since 2026-11-01
100% Conventional Fixed Rate360 months · 0.500 points · fixed 8.025%APR2026-11-01 since 2026-11-01
100% Medical Professional Fixed Rate360 months · 0.500 points · fixed 8.025%APR2026-11-01 since 2026-11-01
100% Conventional Fixed Rate360 months · 1.000 points · fixed 7.952%APR2026-11-01 since 2026-11-01
100% Medical Professional Fixed Rate360 months · 1.000 points · fixed 7.952%APR2026-11-01 since 2026-11-01
FHA360 months · no points 7.819%APR2026-11-01 since 2026-11-01
100% Conventional Fixed Rate240 months · no points · fixed 7.746%APR2026-11-01 since 2026-11-01
100% Medical Professional Fixed Rate240 months · no points · fixed 7.746%APR2026-11-01 since 2026-11-01
100% Conventional Fixed Rate240 months · 0.500 points · fixed 7.687%APR2026-11-01 since 2026-11-01
100% Medical Professional Fixed Rate240 months · 0.500 points · fixed 7.687%APR2026-11-01 since 2026-11-01
100% Conventional Fixed Rate240 months · 1.000 points · fixed 7.628%APR2026-11-01 since 2026-11-01
100% Medical Professional Fixed Rate240 months · 1.000 points · fixed 7.628%APR2026-11-01 since 2026-11-01
FHA180 months · no points 7.616%APR2026-11-01 since 2026-11-01
One-Time Close Construction360 months · no points · rate based on 80% LTV 7.595%APR2026-11-01 since 2026-11-01
Investment Property180 months · no points 7.553%APR2026-11-01 since 2026-11-01
One-Time Close Construction360 months · 0.500 points · rate based on 80% LTV 7.520%APR2026-11-01 since 2026-11-01
Investment Property180 months · 0.500 points 7.510%APR2026-11-01 since 2026-11-01
Conventional Fixed Rate360 months · no points · fixed 7.482%APR2026-11-01 since 2026-11-01
Investment Property180 months · 1.000 points 7.466%APR2026-11-01 since 2026-11-01
Jumbo One-Time Close Construction360 months · no points · loans over $832,750 · rate based on 80% LTV 7.448%APR2026-11-01 since 2026-11-01
One-Time Close Construction360 months · 1.000 points · rate based on 80% LTV 7.444%APR2026-11-01 since 2026-11-01
Jumbo Fixed Rate360 months · no points · loans over $832,750 · fixed 7.423%APR2026-11-01 since 2026-11-01
VA360 months · no points 7.418%APR2026-11-01 since 2026-11-01
Conventional Fixed Rate360 months · 0.375 points · fixed 7.394%APR2026-11-01 since 2026-11-01
Jumbo One-Time Close Construction360 months · 0.500 points · loans over $832,750 · rate based on 80% LTV 7.373%APR2026-11-01 since 2026-11-01
Jumbo Fixed Rate360 months · 0.500 points · loans over $832,750 · fixed 7.348%APR2026-11-01 since 2026-11-01
VA180 months · no points 7.306%APR2026-11-01 since 2026-11-01
Conventional Fixed Rate360 months · 0.750 points · fixed 7.306%APR2026-11-01 since 2026-11-01
Jumbo One-Time Close Construction360 months · 1.000 points · loans over $832,750 · rate based on 80% LTV 7.297%APR2026-11-01 since 2026-11-01
One-Time Close Construction240 months · no points · rate based on 80% LTV 7.278%APR2026-11-01 since 2026-11-01
Jumbo Fixed Rate360 months · 1.000 points · loans over $832,750 · fixed 7.273%APR2026-11-01 since 2026-11-01
Investment Property84 months · 1.000 points 7.222%APR2026-11-01 since 2026-11-01
One-Time Close Construction240 months · 0.500 points · rate based on 80% LTV 7.217%APR2026-11-01 since 2026-11-01
Investment Property84 months · 0.500 points 7.192%APR2026-11-01 since 2026-11-01
Investment Property120 months · no points 7.177%APR2026-11-01 since 2026-11-01
Investment Property120 months · 0.500 points 7.165%APR2026-11-01 since 2026-11-01
Investment Property84 months · no points 7.162%APR2026-11-01 since 2026-11-01
One-Time Close Construction240 months · 1.000 points · rate based on 80% LTV 7.157%APR2026-11-01 since 2026-11-01
100% Conventional Fixed Rate180 months · no points · fixed 7.155%APR2026-11-01 since 2026-11-01
100% Medical Professional Fixed Rate180 months · no points · fixed 7.155%APR2026-11-01 since 2026-11-01
Investment Property120 months · 1.000 points 7.153%APR2026-11-01 since 2026-11-01
Conventional Fixed Rate240 months · no points · fixed 7.134%APR2026-11-01 since 2026-11-01
100% Conventional Fixed Rate180 months · 0.500 points · fixed 7.110%APR2026-11-01 since 2026-11-01
100% Medical Professional Fixed Rate180 months · 0.500 points · fixed 7.110%APR2026-11-01 since 2026-11-01
Jumbo One-Time Close Construction240 months · no points · loans over $832,750 · rate based on 80% LTV 7.091%APR2026-11-01 since 2026-11-01
Conventional Fixed Rate240 months · 0.500 points · fixed 7.073%APR2026-11-01 since 2026-11-01
100% Conventional Fixed Rate180 months · 1.000 points · fixed 7.065%APR2026-11-01 since 2026-11-01
100% Medical Professional Fixed Rate180 months · 1.000 points · fixed 7.065%APR2026-11-01 since 2026-11-01
Jumbo Fixed Rate240 months · no points · loans over $832,750 · fixed 7.059%APR2026-11-01 since 2026-11-01
Jumbo One-Time Close Construction240 months · 0.500 points · loans over $832,750 · rate based on 80% LTV 7.030%APR2026-11-01 since 2026-11-01
Jumbo Fixed Rate240 months · 0.500 points · loans over $832,750 · fixed 6.998%APR2026-11-01 since 2026-11-01
Conventional Fixed Rate240 months · 0.875 points · fixed 6.996%APR2026-11-01 since 2026-11-01
Jumbo One-Time Close Construction240 months · 1.000 points · loans over $832,750 · rate based on 80% LTV 6.969%APR2026-11-01 since 2026-11-01
Jumbo Fixed Rate240 months · 1.000 points · loans over $832,750 · fixed 6.937%APR2026-11-01 since 2026-11-01
100% Conventional Fixed Rate120 months · no points · fixed 6.899%APR2026-11-01 since 2026-11-01

Showing 80 of 127 mortgages rates. All of them: JSON.

HELOC

ProductTerm / tierRateBasisRecordedHistoryChange
Home Equity (1st Lien)48 months 6.112%APR2026-11-01 since 2026-11-01
Home Equity (2nd Lien)48 months 6.880%APR2026-11-01 since 2026-11-01
Home Equity (1st Lien)84 months 6.397%APR2026-11-01 since 2026-11-01
Home Equity (2nd Lien)84 months 7.158%APR2026-11-01 since 2026-11-01
Home Equity (1st Lien)120 months 6.483%APR2026-11-01 since 2026-11-01
Home Equity (2nd Lien)120 months 7.242%APR2026-11-01 since 2026-11-01
Home Equity Line of Credit (HELOC)120 months 6.500%APR2026-11-01 since 2026-11-01
Home Equity (1st Lien)180 months 6.686%APR2026-11-01 since 2026-11-01
Home Equity (2nd Lien)180 months 7.443%APR2026-11-01 since 2026-11-01
Home Equity (1st Lien)240 months 7.430%APR2026-11-01 since 2026-11-01
Home Equity (2nd Lien)240 months 8.186%APR2026-11-01 since 2026-11-01
Home Equity (1st Lien)360 months 7.795%APR2026-11-01 since 2026-11-01

Auto loans

ProductTerm / tierRateBasisRecordedHistoryChange
ATV/Personal Watercraft/UTV24 months · APR 5.950 to 18.000 5.950%APR2026-11-01 since 2026-11-01
Auto/Truck24 months · APR 4.490 to 18.000 4.490%APR2026-11-01 since 2026-11-01
Motorcycle24 months · APR 5.950 to 18.000 5.950%APR2026-11-01 since 2026-11-01
Specialized Collateral24 months · APR 5.950 to 18.000 5.950%APR2026-11-01 since 2026-11-01
VehicleVantage Auto/Truck24 months · APR 6.490 to 18.000 6.490%APR2026-11-01 since 2026-11-01
ATV/Personal Watercraft/UTV36 months · APR 5.950 to 18.000 5.950%APR2026-11-01 since 2026-11-01
Auto/Truck36 months · APR 4.490 to 18.000 4.490%APR2026-11-01 since 2026-11-01
Boat & Trailer36 months · APR 5.950 to 18.000 5.950%APR2026-11-01 since 2026-11-01
Motorcycle36 months · APR 5.950 to 18.000 5.950%APR2026-11-01 since 2026-11-01
RV/Motor Home / Travel Trailer36 months · APR 5.950 to 18.000 5.950%APR2026-11-01 since 2026-11-01
Specialized Collateral36 months · APR 5.950 to 18.000 5.950%APR2026-11-01 since 2026-11-01
VehicleVantage Auto/Truck36 months · APR 6.490 to 18.000 6.490%APR2026-11-01 since 2026-11-01
ATV/Personal Watercraft/UTV48 months · APR 5.950 to 18.000 5.950%APR2026-11-01 since 2026-11-01
Auto/Truck48 months · APR 4.490 to 18.000 4.490%APR2026-11-01 since 2026-11-01
Motorcycle48 months · APR 5.950 to 18.000 5.950%APR2026-11-01 since 2026-11-01
Specialized Collateral48 months · APR 5.950 to 18.000 5.950%APR2026-11-01 since 2026-11-01
VehicleVantage Auto/Truck48 months · APR 6.490 to 18.000 6.490%APR2026-11-01 since 2026-11-01
ATV/Personal Watercraft/UTV60 months · APR 5.950 to 18.000 5.950%APR2026-11-01 since 2026-11-01
Auto/Truck60 months · APR 4.490 to 18.000 4.490%APR2026-11-01 since 2026-11-01
Boat & Trailer60 months · APR 5.950 to 18.000 5.950%APR2026-11-01 since 2026-11-01
Motorcycle60 months · APR 5.950 to 18.000 5.950%APR2026-11-01 since 2026-11-01
RV/Motor Home / Travel Trailer60 months · APR 5.950 to 18.000 5.950%APR2026-11-01 since 2026-11-01
Specialized Collateral60 months · APR 5.950 to 18.000 5.950%APR2026-11-01 since 2026-11-01
VehicleVantage Auto/Truck60 months · APR 6.490 to 18.000 6.490%APR2026-11-01 since 2026-11-01
ATV/Personal Watercraft/UTV66 months · APR 6.750 to 18.000 6.750%APR2026-11-01 since 2026-11-01
Auto/Truck66 months · APR 4.750 to 18.000 4.750%APR2026-11-01 since 2026-11-01
Boat & Trailer66 months · APR 6.750 to 11.750 6.750%APR2026-11-01 since 2026-11-01
Motorcycle66 months · APR 6.750 to 18.000 6.750%APR2026-11-01 since 2026-11-01
RV/Motor Home / Travel Trailer66 months · APR 6.750 to 11.750 6.750%APR2026-11-01 since 2026-11-01
Specialized Collateral66 months · APR 6.750 to 18.000 6.750%APR2026-11-01 since 2026-11-01
ATV/Personal Watercraft/UTV72 months · APR 6.750 to 18.000 6.750%APR2026-11-01 since 2026-11-01
Auto/Truck72 months · APR 4.750 to 18.000 4.750%APR2026-11-01 since 2026-11-01
Motorcycle72 months · APR 6.750 to 18.000 6.750%APR2026-11-01 since 2026-11-01
Specialized Collateral72 months · APR 6.750 to 18.000 6.750%APR2026-11-01 since 2026-11-01
VehicleVantage Auto/Truck72 months · APR 6.750 to 18.000 6.750%APR2026-11-01 since 2026-11-01
ATV/Personal Watercraft/UTV78 months 6.750%APR2026-11-01 since 2026-11-01
Auto/Truck78 months · APR 6.000 to 18.000 6.000%APR2026-11-01 since 2026-11-01
Motorcycle78 months 6.750%APR2026-11-01 since 2026-11-01
Specialized Collateral78 months 6.750%APR2026-11-01 since 2026-11-01
ATV/Personal Watercraft/UTV84 months 6.750%APR2026-11-01 since 2026-11-01
Auto/Truck84 months · APR 6.000 to 18.000 6.000%APR2026-11-01 since 2026-11-01
Boat & Trailer84 months · APR 6.750 to 11.750 6.750%APR2026-11-01 since 2026-11-01
Motorcycle84 months 6.750%APR2026-11-01 since 2026-11-01
RV/Motor Home / Travel Trailer84 months · APR 6.750 to 11.750 6.750%APR2026-11-01 since 2026-11-01
Specialized Collateral84 months 6.750%APR2026-11-01 since 2026-11-01
Boat & Trailer96 months · APR 6.750 to 11.750 6.750%APR2026-11-01 since 2026-11-01
RV/Motor Home / Travel Trailer96 months · APR 6.750 to 11.750 6.750%APR2026-11-01 since 2026-11-01
Boat & Trailer120 months · APR 7.000 to 10.000 7.000%APR2026-11-01 since 2026-11-01
RV/Motor Home / Travel Trailer120 months · APR 7.000 to 10.000 7.000%APR2026-11-01 since 2026-11-01
Boat & Trailer144 months 7.500%APR2026-11-01 since 2026-11-01
RV/Motor Home / Travel Trailer144 months 7.500%APR2026-11-01 since 2026-11-01
Boat & Trailer180 months 7.750%APR2026-11-01 since 2026-11-01
RV/Motor Home / Travel Trailer180 months 7.750%APR2026-11-01 since 2026-11-01

Personal loans

ProductTerm / tierRateBasisRecordedHistoryChange
Line of Creditline of credit · APR 11.200 to 18.000 11.200%APR2026-11-01 since 2026-11-01
Signature4 months · APR 7.700 to 18.000 7.700%APR2026-11-01 since 2026-11-01
Signature12 months · APR 7.700 to 18.000 7.700%APR2026-11-01 since 2026-11-01
Signature24 months · APR 10.000 to 18.000 10.000%APR2026-11-01 since 2026-11-01
Signature36 months · APR 10.150 to 16.750 10.150%APR2026-11-01 since 2026-11-01
Signature48 months · APR 11.150 to 17.650 11.150%APR2026-11-01 since 2026-11-01
Signature60 months · APR 12.150 to 18.000 12.150%APR2026-11-01 since 2026-11-01

Credit cards

ProductTerm / tierRateBasisRecordedHistoryChange
Business Select Credit Card 18.000%APR2026-11-01 since 2026-11-01
Premier Rate Credit CardAPR 11.200 to 18.000 11.200%APR2026-11-01 since 2026-11-01
World Cash Back Credit Card 18.000%APR2026-11-01 since 2026-11-01

Rate changes

DateInstitutionProductFromToChange
2026-11-01Randolph-Brooks Federal Credit UnionHome Equity Line of Credit (HELOC) 120 months HELOC · APR —6.500%added
2026-11-01Randolph-Brooks Federal Credit UnionHome Equity (2nd Lien) 240 months HELOC · APR —8.186%added
2026-11-01Randolph-Brooks Federal Credit UnionHome Equity (2nd Lien) 180 months HELOC · APR —7.443%added
2026-11-01Randolph-Brooks Federal Credit UnionHome Equity (2nd Lien) 120 months HELOC · APR —7.242%added
2026-11-01Randolph-Brooks Federal Credit UnionHome Equity (2nd Lien) 84 months HELOC · APR —7.158%added
2026-11-01Randolph-Brooks Federal Credit UnionHome Equity (2nd Lien) 48 months HELOC · APR —6.880%added
2026-11-01Randolph-Brooks Federal Credit UnionHome Equity (1st Lien) 360 months HELOC · APR —7.795%added
2026-11-01Randolph-Brooks Federal Credit UnionHome Equity (1st Lien) 240 months HELOC · APR —7.430%added
2026-11-01Randolph-Brooks Federal Credit UnionHome Equity (1st Lien) 180 months HELOC · APR —6.686%added
2026-11-01Randolph-Brooks Federal Credit UnionHome Equity (1st Lien) 120 months HELOC · APR —6.483%added
2026-11-01Randolph-Brooks Federal Credit UnionHome Equity (1st Lien) 84 months HELOC · APR —6.397%added
2026-11-01Randolph-Brooks Federal Credit UnionHome Equity (1st Lien) 48 months HELOC · APR —6.112%added

Sources and evidence

PageLast capturedLast resultDigest
www.rbfcu.org/rate/groups?id=DEP&id=AUTO&id=PERS&id=CC&id=MOR&id=HOM&c2026-11-01 11:22 UTC oke571b85df077