First Internet Bank rates: up to 4.00% APY
bank · FDIC CERT 34607 · www.firstib.com
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Free Savings | 0.80% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Personal CD | 3-month CD | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal CD | 6-month CD | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal CD | 12-month CD | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal CD | 18-month CD | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal CD | 24-month CD | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal CD | 36-month CD | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal CD | 48-month CD | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal CD | 60-month CD | 4.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Savings | daily balance of $1,000,000 or less | 3.09% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | daily balance above $1,000,000 | 3.88% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.firstib.com/personal/cds/ | 2026-11-01 11:51 UTC | ok | b842c5c99190 |
| www.firstib.com/personal/savings/ | 2026-11-01 11:51 UTC | ok | 93e4ac758abd |