Texas Capital Bank rates: up to 4.25% APY
bank · FDIC CERT 34383 · www.texascapitalbank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Edge Business Savings not on page at last check | All Balances | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Shooting Star Savings | All Balances | 2.12% | APY | 2026-11-01 | since 2026-11-01 | |
| Star Elite Savings | All Balances | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Star High Yield Savings | $0.01 - $1,000,000 $1,000,000.01 or more | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Star High Yield Savings Only available in Texas not on page at last check | $0.01 - $1,000,000 $1,000,000.01 or more | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Star High-Yield Savings Account | $0.01 - $1,000,000 $1,000,000.01 or more | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Star High-Yield Savings Account Only available in Texas not on page at last check | $0.01 - $1,000,000 $1,000,000.01 or more | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Star Savings | All Balances | 2.12% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 30 Day CD | 1 month | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 30 Days 90 Days 180 Days 12 Months 18 Months 24 Months not on page at last check | 1 month | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 30 Days | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Reach your goals with our Certificates of Deposit. not on page at last check | 30 Days | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Star Certificates of Deposit | 30 Days | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 90 Day CD | 3 months | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 90 Days | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Reach your goals with our Certificates of Deposit. not on page at last check | 90 Days | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Star Certificates of Deposit | 90 Days | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| 180 Day CD | 5.9 months | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 180 Days | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Reach your goals with our Certificates of Deposit. not on page at last check | 180 Days | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Star Certificates of Deposit | 180 Days | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month CD | 1 year | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 12 Months | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Reach your goals with our Certificates of Deposit. not on page at last check | 12 Months | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Star Certificates of Deposit | 12 Months | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month CD | 18 months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 18 Months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Reach your goals with our Certificates of Deposit. not on page at last check | 18 Months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Star Certificates of Deposit | 18 Months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 24 Month CD | 2 years | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 24 Months | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Reach your goals with our Certificates of Deposit. not on page at last check | 24 Months | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Star Certificates of Deposit | 24 Months | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 36 Months | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Reach your goals with our Certificates of Deposit. not on page at last check | 36 Months | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 48 Months | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Reach your goals with our Certificates of Deposit. not on page at last check | 48 Months | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 60 Months | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Reach your goals with our Certificates of Deposit. not on page at last check | 60 Months | 0.50% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Business Money Market $500 Minimum to accrue interest not on page at last check | $500 - $249,999.99 $250,000 - $749,999.99 $750,000 - $999,999.99 $1,000,000 or more | 2.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Family Office Star Money Market | $500 - $24,999.99 $25,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $499,999.99 $500,000 - $999,999.99 $1,000,000 - $2,999,999.99 $3,000,000 - $24,999,999.99 $25,000,000 or more | 2.29% | APY | 2026-11-01 | since 2026-11-01 | |
| Star Money Market Account | $500 - $24,999.99 $25,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $499,999.99 $500,000 - $999,999.99 $1,000,000 - $2,999,999.99 $3,000,000 - $24,999,999.99 $25,000,000 or more | 2.29% | APY | 2026-11-01 | since 2026-11-01 | |
| Star Reserve Money Market Account | $500 - $24,999.99 $25,000 - $99,999.99 $100,000 - $249,999.99 $250,000 - $499,999.99 $500,000 - $999,999.99 $1,000,000 - $2,999,999.99 $3,000,000 - $24,999,999.99 $25,000,000 or more | 2.29% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Elite Business Checking not on page at last check | All Balances | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Family Office Star Reserve Checking | All Balances | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Star Elite Checking | All Balances | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Star Plus Checking | All Balances | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Star Reserve Checking | All Balances | 0.20% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.texascapitalbank.com/personal-banking/star-certificates-deposit | 2026-11-01 13:15 UTC | ok | 1f137c0c0c58 |
| www.texascapitalbank.com/personal-banking/branch-cds | 2026-11-01 13:15 UTC | ok | 81caf874412b |
| www.texascapitalbank.com/personal-banking/current-rates | 2026-11-01 13:15 UTC | ok | 15f22beda662 |