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Sallie Mae Bank rates: up to 5.00% APY

bank · www.salliemae.com

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
High-Yield Savings Account 4.00%APY2026-11-01 since 2026-11-01
SmartyPig Account$0.01 - $2,500 3.40%APY2026-11-01 since 2026-11-01
SmartyPig Account$2,500.01 - $10,000 3.40%APY2026-11-01 since 2026-11-01
SmartyPig Account$10,000.01 - $50,000 3.40%APY2026-11-01 since 2026-11-01
SmartyPig Account$50,000.01+ 3.40%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
Certificate of Deposit6 months · from $2,500 3.20%APY2026-11-01 since 2026-11-01
Certificate of Deposit9 months · from $2,500 3.20%APY2026-11-01 since 2026-11-01
Certificate of Deposit11 months · from $2,500 4.10%APY2026-11-01 since 2026-11-01
Certificate of Deposit12 months · from $2,500 4.50%APY2026-11-01 since 2026-11-01
Certificate of Deposit13 months · from $2,500 4.50%APY2026-11-01 since 2026-11-01
Certificate of Deposit15 months · from $2,500 4.50%APY2026-11-01 since 2026-11-01
Certificate of Deposit18 months · from $2,500 4.50%APY2026-11-01 since 2026-11-01
Certificate of Deposit24 months · from $2,500 4.50%APY2026-11-01 since 2026-11-01
Certificate of Deposit30 months · from $2,500 4.50%APY2026-11-01 since 2026-11-01
Certificate of Deposit36 months · from $2,500 4.60%APY2026-11-01 since 2026-11-01
Certificate of Deposit60 months · from $2,500 5.00%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
Money Market Account 3.60%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.salliemae.com/savings/rate-table/2026-11-01 11:22 UTC ok2f25c15089b2