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Wright-Patt Credit Union rates: up to 7.00% APY

credit union · NCUA CHARTER 66328 · www.wpcu.coop

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
Club Account$0.01 and Higher 0.15%APY2026-11-01 since 2026-11-01
EasySaver Share$0.01 to $500.00 0.15%APY2026-11-01 since 2026-11-01
EasySaver Share$500.01 and Higher 0.15%APY2026-11-01 since 2026-11-01
Enhanced Health Savings Account ("HSA")$0.01 to $1,000.00 7.00%APY2026-11-01 since 2026-11-01
Enhanced Health Savings Account ("HSA")$1,000.01 and Higher 1.25%APY2026-11-01 since 2026-11-01
Secondary Share$0.01 to $500.00 0.25%APY2026-11-01 since 2026-11-01
Secondary Share$500.01 and Higher 0.25%APY2026-11-01 since 2026-11-01
TrueSaver: Non-Qualifying Balance$0.01 and Higher 0.25%APY2026-11-01 since 2026-11-01
TrueSaver: Qualifying Balance$0.01 to $1,000.00 7.00%APY2026-11-01 since 2026-11-01
TrueSaver: Qualifying Balance$1,000.01 and Higher 0.25%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
Business Share Certificates - $100,000 Minimum06-11 Month · from $100,000 4.00%APY2026-11-01 since 2026-11-01
Business Share Certificates - $500 Minimum06-11 Month · from $500 4.00%APY2026-11-01 since 2026-11-01
Share Certificates - $100,000 Minimum06-11 Month · from $100,000 4.00%APY2026-11-01 since 2026-11-01
Share Certificates - $500 Minimum06-11 Month · from $500 4.00%APY2026-11-01 since 2026-11-01
Single Deposit Traditional or Roth IRA - $100,000 Minimum06-11 Month · from $100,000 4.00%APY2026-11-01 since 2026-11-01
Single Deposit Traditional or Roth IRA - $500 Minimum06-11 Month · from $500 4.00%APY2026-11-01 since 2026-11-01
Business Share Certificates - $100,000 Minimum12-17 Month · from $100,000 4.25%APY2026-11-01 since 2026-11-01
Business Share Certificates - $500 Minimum12-17 Month · from $500 4.25%APY2026-11-01 since 2026-11-01
Share Certificates - $100,000 Minimum12-17 Month · from $100,000 4.25%APY2026-11-01 since 2026-11-01
Share Certificates - $500 Minimum12-17 Month · from $500 4.25%APY2026-11-01 since 2026-11-01
Single Deposit Traditional or Roth IRA - $100,000 Minimum12-17 Month · from $100,000 4.25%APY2026-11-01 since 2026-11-01
Single Deposit Traditional or Roth IRA - $500 Minimum12-17 Month · from $500 4.25%APY2026-11-01 since 2026-11-01
Add-On Traditional or Roth IRA$100 Min - 18 Month Variable Rate 4.09%APY2026-11-01 since 2026-11-01
Add-On Traditional or Roth IRA$100 Min - 18 Month Fixed Rate · fixed 4.30%APY2026-11-01 since 2026-11-01
Add-On Traditional or Roth IRA$100,000 Min - 18 Month Variable Rate 4.09%APY2026-11-01 since 2026-11-01
Add-On Traditional or Roth IRA$100,000 Min - 18 Month Fixed Rate · fixed 4.30%APY2026-11-01 since 2026-11-01
Business Share Certificates - $100,000 Minimum18-23 Month · from $100,000 4.30%APY2026-11-01 since 2026-11-01
Business Share Certificates - $500 Minimum18-23 Month · from $500 4.30%APY2026-11-01 since 2026-11-01
Share Certificates - $100,000 Minimum18-23 Month · from $100,000 4.30%APY2026-11-01 since 2026-11-01
Share Certificates - $500 Minimum18-23 Month · from $500 4.30%APY2026-11-01 since 2026-11-01
Single Deposit Traditional or Roth IRA - $100,000 Minimum18-23 Month · from $100,000 4.30%APY2026-11-01 since 2026-11-01
Single Deposit Traditional or Roth IRA - $500 Minimum18-23 Month · from $500 4.30%APY2026-11-01 since 2026-11-01
Business Share Certificates - $100,000 Minimum24-35 Month · from $100,000 4.40%APY2026-11-01 since 2026-11-01
Business Share Certificates - $500 Minimum24-35 Month · from $500 4.40%APY2026-11-01 since 2026-11-01
Share Certificates - $100,000 Minimum24-35 Month · from $100,000 4.40%APY2026-11-01 since 2026-11-01
Share Certificates - $500 Minimum24-35 Month · from $500 4.40%APY2026-11-01 since 2026-11-01
Single Deposit Traditional or Roth IRA - $100,000 Minimum24-35 Month · from $100,000 4.40%APY2026-11-01 since 2026-11-01
Single Deposit Traditional or Roth IRA - $500 Minimum24-35 Month · from $500 4.40%APY2026-11-01 since 2026-11-01
Business Share Certificates - $100,000 Minimum36-47 Month · from $100,000 4.50%APY2026-11-01 since 2026-11-01
Business Share Certificates - $500 Minimum36-47 Month · from $500 4.50%APY2026-11-01 since 2026-11-01
Share Certificates - $100,000 Minimum36-47 Month · from $100,000 4.50%APY2026-11-01 since 2026-11-01
Share Certificates - $500 Minimum36-47 Month · from $500 4.50%APY2026-11-01 since 2026-11-01
Single Deposit Traditional or Roth IRA - $100,000 Minimum36-47 Month · from $100,000 4.50%APY2026-11-01 since 2026-11-01
Single Deposit Traditional or Roth IRA - $500 Minimum36-47 Month · from $500 4.50%APY2026-11-01 since 2026-11-01
Business Share Certificates - $100,000 Minimum48-59 Month · from $100,000 4.60%APY2026-11-01 since 2026-11-01
Business Share Certificates - $500 Minimum48-59 Month · from $500 4.60%APY2026-11-01 since 2026-11-01
Share Certificates - $100,000 Minimum48-59 Month · from $100,000 4.60%APY2026-11-01 since 2026-11-01
Share Certificates - $500 Minimum48-59 Month · from $500 4.60%APY2026-11-01 since 2026-11-01
Single Deposit Traditional or Roth IRA - $100,000 Minimum48-59 Month · from $100,000 4.60%APY2026-11-01 since 2026-11-01
Single Deposit Traditional or Roth IRA - $500 Minimum48-59 Month · from $500 4.60%APY2026-11-01 since 2026-11-01
Business Share Certificates - $100,000 Minimum60-71 Month · from $100,000 4.60%APY2026-11-01 since 2026-11-01
Business Share Certificates - $500 Minimum60-71 Month · from $500 4.60%APY2026-11-01 since 2026-11-01
Share Certificates - $100,000 Minimum60-71 Month · from $100,000 4.60%APY2026-11-01 since 2026-11-01
Share Certificates - $500 Minimum60-71 Month · from $500 4.60%APY2026-11-01 since 2026-11-01
Single Deposit Traditional or Roth IRA - $100,000 Minimum60-71 Month · from $100,000 4.60%APY2026-11-01 since 2026-11-01
Single Deposit Traditional or Roth IRA - $500 Minimum60-71 Month · from $500 4.60%APY2026-11-01 since 2026-11-01
Business Share Certificates - $100,000 Minimum72 Month · from $100,000 4.70%APY2026-11-01 since 2026-11-01
Business Share Certificates - $500 Minimum72 Month · from $500 4.70%APY2026-11-01 since 2026-11-01
Share Certificates - $100,000 Minimum72 Month · from $100,000 4.70%APY2026-11-01 since 2026-11-01
Share Certificates - $500 Minimum72 Month · from $500 4.70%APY2026-11-01 since 2026-11-01
Single Deposit Traditional or Roth IRA - $100,000 Minimum72 Month · from $100,000 4.70%APY2026-11-01 since 2026-11-01
Single Deposit Traditional or Roth IRA - $500 Minimum72 Month · from $500 4.70%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
Business Money Market Savings Account$100.00 to $2,499.99 2.75%APY2026-11-01 since 2026-11-01
Business Money Market Savings Account$2,500.00 to $9,999.99 2.75%APY2026-11-01 since 2026-11-01
Business Money Market Savings Account$10,000.00 to $49,999.99 2.75%APY2026-11-01 since 2026-11-01
Business Money Market Savings Account$50,000.00 and Higher 2.75%APY2026-11-01 since 2026-11-01
Money Market Savings Account$100.00 to $2,499.99 2.75%APY2026-11-01 since 2026-11-01
Money Market Savings Account$2,500.00 to $9,999.99 2.75%APY2026-11-01 since 2026-11-01
Money Market Savings Account$10,000.00 to $49,999.99 2.75%APY2026-11-01 since 2026-11-01
Money Market Savings Account$50,000.00 and Higher 2.75%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.wpcu.coop/helpful-resources/rates2026-11-01 12:01 UTC ok5802764b796b