State Employees' Credit Union rates: up to 4.30% APY
credit union · NCUA CHARTER 66310 · www.ncsecu.org
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Coverdell Education Savings Account | 3.56% | APY | 2026-11-01 | since 2026-11-01 | ||
| FAT CAT® Share | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Health Savings Account | 3.56% | APY | 2026-11-01 | since 2026-11-01 | ||
| Holiday Cash Club | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| IRA (Traditional, Roth, SEP) | 3.56% | APY | 2026-11-01 | since 2026-11-01 | ||
| Share | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Summer Cash | 3.75% | APY | 2026-11-01 | since 2026-11-01 | ||
| Zard Share | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Share Term Certificate | 6 months | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Term Certificate | 12 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Term Certificate | 18 months | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Term Certificate | 24 months | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Term Certificate | 30 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Term Certificate | 36 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Term Certificate | 48 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Term Certificate | 60 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Share | 2.20% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.ncsecu.org/rates-fees/account-rates | 2026-11-01 11:22 UTC | ok | 4dbf9db2919e |
| www.ncsecu.org/accounts/savings/stc | 2026-11-01 11:22 UTC | ok | f9f6fde7cfa7 |