UW Credit Union rates: up to 11.37% APR
credit union · www.uwcu.org
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Savings & Checking | Savings Personal, Youth, Business, Organization | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings & Checking | College Fund | 0.60% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Regular | 3 Month · from $500 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 3 Month · from $10,000 | 2.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 3 Month · from $250,000 | 2.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 6 Month · from $500 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 6 Month · from $10,000 | 3.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 6 Month · from $250,000 | 3.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Specials | 7 Months · from $5,000 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Specials | 7 Months · from $10,000 | 4.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Specials | 7 Months · from $250,000 | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| No Penalty Certificate | 9 Months · from $5,000 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| No Penalty Certificate | 9 Months · from $10,000 | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| No Penalty Certificate | 9 Months · from $250,000 | 3.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 9 Month · from $500 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 9 Month · from $10,000 | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 9 Month · from $250,000 | 3.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 12 Month · from $500 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 12 Month · from $10,000 | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 12 Month · from $250,000 | 3.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Smart Saver Plus | 12 Months · $250–$100,000 | 0.67% | APY | 2026-11-01 | since 2026-11-01 | |
| Specials | 14 Months · from $5,000 | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Specials | 14 Months · from $10,000 | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Specials | 14 Months · from $250,000 | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 18 Month · from $500 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 18 Month · from $10,000 | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 18 Month · from $250,000 | 3.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Smart Saver | 18 Months · $250–$100,000 | 1.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Rate Bump | 24 Months · from $5,000 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Rate Bump | 24 Months · from $250,000 | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 24 Month · from $500 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 24 Month · from $10,000 | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 24 Month · from $250,000 | 3.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 30 Month · from $500 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 30 Month · from $10,000 | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 30 Month · from $250,000 | 3.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Smart Saver | 30 Months · $250–$100,000 | 1.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 36 Month · from $500 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 36 Month · from $10,000 | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 36 Month · from $250,000 | 3.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 48 Months · from $500 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 48 Months · from $10,000 | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 48 Months · from $250,000 | 3.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 60 Months · from $500 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 60 Months · from $10,000 | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular | 60 Months · from $250,000 | 3.35% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Investor's Advantage Money Market Account | Balance $0 - $2,499 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Investor's Advantage Money Market Account | Balance $2,500 - $7,499 | 0.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Investor's Advantage Money Market Account | Balance $7,500 - $9,999 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Investor's Advantage Money Market Account | Balance $10,000 - $24,999 | 1.64% | APY | 2026-11-01 | since 2026-11-01 | |
| Investor's Advantage Money Market Account | Balance $25,000 - $49,999 | 2.14% | APY | 2026-11-01 | since 2026-11-01 | |
| Investor's Advantage Money Market Account | Balance $50,000 or more | 2.63% | APY | 2026-11-01 | since 2026-11-01 | |
| Investor's Indexed Money Market Account | Balance $10,000 - $49,999 | 2.99% | APY | 2026-11-01 | since 2026-11-01 | |
| Investor's Indexed Money Market Account | Balance $50,000 - $99,999 | 3.09% | APY | 2026-11-01 | since 2026-11-01 | |
| Investor's Indexed Money Market Account | Balance $100,000 - $249,999 | 3.19% | APY | 2026-11-01 | since 2026-11-01 | |
| Investor's Indexed Money Market Account | Balance $250,000 or more | 3.29% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Savings & Checking | Checking Rewards, Business, Trust & Estate | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Auto loans
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Powersport Loans | 36 Months | 10.18% | APR | 2026-11-01 | since 2026-11-01 | |
| Used Auto Loans | 36 Months | 5.47% | APR | 2026-11-01 | since 2026-11-01 | |
| Boat & RV Loans | 48 Months | 6.47% | APR | 2026-11-01 | since 2026-11-01 | |
| New Auto Loans | 48 Months | 5.47% | APR | 2026-11-01 | since 2026-11-01 | |
| Used Auto Loans | 48 Months | 5.67% | APR | 2026-11-01 | since 2026-11-01 | |
| Boat & RV Loans | 60 Month | 6.47% | APR | 2026-11-01 | since 2026-11-01 | |
| New Auto Loans | 60 Months | 5.77% | APR | 2026-11-01 | since 2026-11-01 | |
| Used Auto Loans | 60 Months | 5.92% | APR | 2026-11-01 | since 2026-11-01 | |
| Boat & RV Loans | 72 Month | 7.47% | APR | 2026-11-01 | since 2026-11-01 | |
| New Auto Loans | 72 Months | 5.92% | APR | 2026-11-01 | since 2026-11-01 | |
| Used Auto Loans | 72 Months | 6.98% | APR | 2026-11-01 | since 2026-11-01 | |
| Boat & RV Loans | 84 Months | 8.47% | APR | 2026-11-01 | since 2026-11-01 | |
| New Auto Loans | 84 Months | 6.88% | APR | 2026-11-01 | since 2026-11-01 | |
| Boat & RV Loans | 96 Months | 9.47% | APR | 2026-11-01 | since 2026-11-01 | |
| Boat & RV Loans | 120 Months | 10.47% | APR | 2026-11-01 | since 2026-11-01 | |
| Boat & RV Loans | 180 Months | 11.37% | APR | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.uwcu.org/rates/certificates | 2026-11-01 12:01 UTC | ok | de2ab41e4992 |
| www.uwcu.org/rates/save-invest | 2026-11-01 12:01 UTC | ok | 94749bc1c18c |
| www.uwcu.org/rates/vehicle-loans | 2026-11-01 12:01 UTC | ok | 86f7fff5912f |