BECU rates: up to 5.12% APY
credit union · NCUA CHARTER 62604 · www.becu.org
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Early Saver | On the first $500 | 5.12% | APY | 2026-11-01 | since 2026-11-01 | |
| Early Saver | $500.01+ | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | 0.20% | APY | 2026-11-01 | since 2026-11-01 | ||
| Savings with Member Advantage | On the first $500 | 5.12% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 12-17 Month CD | $500+ | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 12-17 Month CD with Member Advantage | $500-$99,999.99 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 36-47 Month CD | $500+ | 1.45% | APY | 2026-11-01 | since 2026-11-01 | |
| 36-47 Month CD with Member Advantage | $500+ | 1.95% | APY | 2026-11-01 | since 2026-11-01 | |
| 24 Month IRA CD with Member Advantage | $500 - $49,999.99 · 2 years | 2.10% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market | $10,000.00 - $24,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $100,000.00 - $249,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market with Member Advantage | $10,000.00 - $24,999.99 | 2.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market with Member Advantage | $100,000 - 249,999.99 | 2.48% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Checking with Member Advantage | On the first $500 | 3.04% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.becu.org/rates/deposit-rates | 2026-11-01 11:22 UTC | ok | 6839ef120ec7 |