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Citadel Credit Union rates: up to 4.40% APY

credit union · www.citadelbanking.com

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
Star Savings$5.00 - $2,499 0.10%APY2026-11-01 since 2026-11-01
Star Savings$2,500 - $24,999.99 0.15%APY2026-11-01 since 2026-11-01
Star Savings$25,000 - $74,999.99 0.25%APY2026-11-01 since 2026-11-01
Star Savings$75,000+ 0.30%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
Bonus Certificate3 Month · from $75,000 · bonus 3.55%APY2026-11-01 since 2026-11-01
Certificate3 Month 3.50%APY2026-11-01 since 2026-11-01
Bonus Certificate6 Month · from $75,000 · bonus 3.65%APY2026-11-01 since 2026-11-01
Certificate6 Month 3.60%APY2026-11-01 since 2026-11-01
Bonus Certificate8 Month · from $75,000 · bonus 4.15%APY2026-11-01 since 2026-11-01
Certificate8 Month · up to $1m · promo 4.10%APY2026-11-01 since 2026-11-01
Bonus Certificate12 Month · from $75,000 · bonus 3.65%APY2026-11-01 since 2026-11-01
Certificate12 Month 3.60%APY2026-11-01 since 2026-11-01
Bonus Certificate18 Month · from $75,000 · bonus 3.70%APY2026-11-01 since 2026-11-01
Certificate18 Month 3.65%APY2026-11-01 since 2026-11-01
Bonus Certificate20 Month · from $75,000 · bonus 4.40%APY2026-11-01 since 2026-11-01
Certificate20 Month · up to $1m · promo 4.35%APY2026-11-01 since 2026-11-01
Bonus Certificate24 Month · from $75,000 · bonus 3.80%APY2026-11-01 since 2026-11-01
Certificate24 Month 3.75%APY2026-11-01 since 2026-11-01
Bonus Certificate30 Month · from $75,000 · bonus 3.80%APY2026-11-01 since 2026-11-01
Certificate30 Month 3.75%APY2026-11-01 since 2026-11-01
Bonus Certificate32 Month · from $75,000 · bonus 4.40%APY2026-11-01 since 2026-11-01
Certificate32 Month · up to $1m · promo 4.35%APY2026-11-01 since 2026-11-01
Bonus Certificate36 Month · from $75,000 · bonus 3.80%APY2026-11-01 since 2026-11-01
Certificate36 Month 3.75%APY2026-11-01 since 2026-11-01
Bonus Certificate48 Month · from $75,000 · bonus 3.65%APY2026-11-01 since 2026-11-01
Certificate48 Month 3.60%APY2026-11-01 since 2026-11-01
Bonus Certificate60 Month · from $75,000 · bonus 3.65%APY2026-11-01 since 2026-11-01
Certificate60 Month 3.60%APY2026-11-01 since 2026-11-01
Bonus Certificate84 Month · from $75,000 · bonus 3.65%APY2026-11-01 since 2026-11-01
Certificate84 Month 3.60%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
Money Market Account$2,500 - $24,999.99 0.45%APY2026-11-01 since 2026-11-01
Money Market Account$25,000 - $74,999.99 0.50%APY2026-11-01 since 2026-11-01
Money Market Account$75,000 - $249,999.99 0.55%APY2026-11-01 since 2026-11-01
Money Market Account$250,000 Min. 0.75%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.citadelbanking.com/save/certificates2026-11-01 11:51 UTC oke2e2f362072a
www.citadelbanking.com/save/money-market-account2026-11-01 11:51 UTC okc53eae979914
www.citadelbanking.com/save/savings2026-11-01 11:51 UTC ok90f6a323a7ef