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Desert Financial Credit Union rates: up to 12.50% APR

credit union · NCUA CHARTER 68713 · www.desertfinancial.com

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
Holiday Savings 0.10%APY2026-11-01 since 2026-11-01
IRA and Health Savings 2.25%APY2026-11-01 since 2026-11-01
Membership Savingsfrom $25 0.10%APY2026-11-01 since 2026-11-01
Savings 0.10%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
Jumbo Savings Certificate6 Months · from $100,000 3.70%APY2026-11-01 since 2026-11-01
Traditional & IRA Savings Certificate6 Months · from $1,000 3.65%APY2026-11-01 since 2026-11-01
College Savings Certificate1 Year · from $1,000 3.80%APY2026-11-01 since 2026-11-01
Jumbo Savings Certificate1 Year · from $100,000 3.80%APY2026-11-01 since 2026-11-01
Traditional & IRA Savings Certificate1 Year · from $1,000 3.75%APY2026-11-01 since 2026-11-01
Jumbo Savings Certificate18 Months · from $100,000 3.85%APY2026-11-01 since 2026-11-01
Traditional & IRA Savings Certificate18 Months · from $1,000 3.80%APY2026-11-01 since 2026-11-01
Jumbo Savings Certificate2 Years · from $100,000 3.90%APY2026-11-01 since 2026-11-01
Traditional & IRA Savings Certificate2 Years · from $1,000 3.85%APY2026-11-01 since 2026-11-01
Jumbo Savings Certificate3 Years · from $100,000 3.95%APY2026-11-01 since 2026-11-01
Traditional & IRA Savings Certificate3 Years · from $1,000 3.90%APY2026-11-01 since 2026-11-01
Jumbo Savings Certificate4 Years · from $100,000 4.00%APY2026-11-01 since 2026-11-01
Traditional & IRA Savings Certificate4 Years · from $1,000 3.95%APY2026-11-01 since 2026-11-01
Jumbo Savings Certificate5 Years · from $100,000 4.05%APY2026-11-01 since 2026-11-01
Traditional & IRA Savings Certificate5 Years · from $1,000 4.00%APY2026-11-01 since 2026-11-01

Auto loans

ProductTerm / tierRateBasisRecordedHistoryChange
Auto LoanNew Auto 6.34%APR2026-11-01 since 2026-11-01
Auto LoanUsed Auto 6.34%APR2026-11-01 since 2026-11-01
Auto LoanAuto Refinance 6.34%APR2026-11-01 since 2026-11-01
Recreational LoanMarine 9.25%APR2026-11-01 since 2026-11-01
Recreational LoanMotorcyles/ATVs 12.50%APR2026-11-01 since 2026-11-01
Recreational LoanRecreational Vehicles 9.25%APR2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.desertfinancial.com/en/rates2026-11-01 11:51 UTC okcf4e46026725