National Exchange Bank and Trust rates: up to 4.00% APY
bank · FDIC CERT 10044 · www.nebat.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Comparison table of Health Savings Accounts | $0–$24,999 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Health Savings Accounts | $25,000–$49,999 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Health Savings Accounts | $50,000–$99,999 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Health Savings Accounts | $100,000–$249,999 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Health Savings Accounts | $250,000 and over | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Holiday Savings | 0.10% | APY | 2026-11-01 | since 2026-11-01 | ||
| Statement Savings | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Steps Savings | $100 and over | 0.15% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Comparison table of Certificates of Deposit - Fixed | 3 Month | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Certificates of Deposit - Fixed | 6 Month | 2.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of IRA Certificates of Deposit | 6 Month - Fixed Rate | 2.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Limited Time CD Specials | 7 months | 3.78% | APY | 2026-11-01 | since 2026-11-01 | |
| Limited Time CD Specials | 11 months | 3.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Certificates of Deposit - Fixed | 12 Month | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of IRA Certificates of Deposit | 12 Month - Fixed Rate | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Certificates of Deposit - Fixed | 15 Month One Up | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Certificates of Deposit - Fixed | 15 Month Add On | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Certificates of Deposit - Fixed | 18 Month | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of IRA Certificates of Deposit | 18 Month - Fixed Rate | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Certificates of Deposit - Variable | 21 Month Add On | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of IRA Certificates of Deposit | 21 Month Add On - Variable Rate | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Certificates of Deposit - Fixed | 24 Month | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of IRA Certificates of Deposit | 24 Month - Fixed Rate | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Limited Time CD Specials | 25 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Certificates of Deposit - Fixed | 36 Month | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Certificates of Deposit - Variable | Dollars for Scholars - 36 Month | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of IRA Certificates of Deposit | 36 Month - Fixed Rate | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Certificates of Deposit - Fixed | 48 Month | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Certificates of Deposit - Fixed | 60 Month | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of IRA Certificates of Deposit | 60 Month - Fixed Rate | 3.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Comparison table of Money Market Account | $0–$24,999 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Money Market Account | $25,000–$49,999 | 0.95% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Money Market Account | $50,000–$99,999 | 1.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Money Market Account | $100,000–$249,999 | 1.56% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Money Market Account | $250,000 and over | 1.86% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Money Market IRA | $0–$24,999 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Money Market IRA | $25,000–$49,999 | 0.95% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Money Market IRA | $50,000–$99,999 | 1.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Money Market IRA | $100,000–$249,999 | 1.56% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Money Market IRA | $250,000 and over | 1.86% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Comparison table of Private Checking | $0–$24,999 | 0.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Private Checking | $25,000–$49,999 | 0.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Private Checking | $50,000–$99,999 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Private Checking | $100,000–$249,999 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Comparison table of Private Checking | $250,000 and over | 0.75% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.nebat.com/steps-savings.html | — | extract-failed | |
| www.nebat.com/certificate-of-deposit.html | 2026-11-01 17:53 UTC | ok | 18d43131f35f |
| www.nebat.com/rates.html | 2026-11-01 17:53 UTC | ok | 64f759afc5de |