The Napoleon State Bank rates: up to 3.90% APY
bank · FDIC CERT 10101 · www.napoleonstatebank.com/
Savings
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Savings Account | $25.00 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Special Health Savings | $0-$999 | 0.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Special Health Savings | $1,000-$4,999 | 0.30% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Special Health Savings | $5,000-$14,999 | 0.35% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Special Health Savings | $15,000 & Up | 0.40% | APY | checked 1 Nov 2026 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| 7–31-Day CD | 7-31 days | 0.15% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 3-Month CD | 91 days | 3.55% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 6-Month CD | 182 days | 3.90% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 1-Year CD | 1 year | 3.90% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 2-Year CD | 1 1/2 year | 3.75% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 2-Year CD | 2 years | 3.15% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 2-Year CD | 2 1/2 years | 0.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 3-Year CD | 3 years | 0.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 4-Year CD | 4 years | 0.55% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 5-Year CD | 5 years | 0.70% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $2,500-9,999 | 0.20% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Account | $10,000-24,999 | 0.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Account | $25,000-49,999 | 0.30% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Account | $50,000-99,999 | 0.35% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Account | $100,000 & Up | 0.65% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Account | $250,000 & above | 1.01% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | $1,000.00 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 |
0 rates hidden because they were not re-checked in over 3 days. A row not re-checked for over 1 day is marked stale and never heads a ranking.
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.napoleonstatebank.com/rates/ | 2026-11-02 04:11 UTC | ok | 6be76b27ffe3 |
| www.napoleonstatebank.com/personal-banking/certificates-of-deposit-ira | 2026-11-02 04:11 UTC | ok | 71d9f131d11a |