Central State Bank rates: up to 4.25% APY
bank · FDIC CERT 10903 · www.centralstatebankia.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Freedom 250 Savings | $0.01 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Savings | $0.01 | 0.15% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | 6 Month · $0.01 | 3.48% | APY | 2026-11-01 | since 2026-11-01 | |
| 9-Month CD | 9 Months Special · $0.01 | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Months · $0.01 | 3.58% | APY | 2026-11-01 | since 2026-11-01 | |
| 15-Month CD | 15 Months Special · $0.01 | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months · $0.01 | 3.43% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months · $0.01 | 3.33% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Months · $0.01 | 3.23% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Months · $0.01 | 3.12% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months · $0.01 | 3.02% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| CSB Money Market | $25,000.00 or below | 1.40% | APY | 2026-11-01 | since 2026-11-01 | |
| CSB Money Market | $25,000.01 to $100,000.00 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| CSB Money Market | $100,000.01 to $250,000.00 | 1.55% | APY | 2026-11-01 | since 2026-11-01 | |
| CSB Money Market | $250,000.01 & Up | 1.65% | APY | 2026-11-01 | since 2026-11-01 | |
| CSB Money Market | $500,000.01 & Up | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Senior Money Market | $0.01 | 1.50% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| NOW Checking Account | $0.01 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| NOW Elite Checking | $100,000.00 or below | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| NOW Elite Checking | $100,00.01 & Up | 0.00% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.centralstatebankia.com/personal/rates | 2026-11-02 03:03 UTC | ok | acadf6a59300 |
| www.centralstatebankia.com/personal/certificates-of-deposit | — | extract-failed |