Central Bank Illinois rates: up to 4.15% APY
bank · FDIC CERT 11670 · central-bank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Health Savings Account | $0 - $999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | $1,000 - $4,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | $5,000 - $9,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | $10,000+ | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Roth | $0 - $1,000 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Roth | $1,000+ | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Traditional | $0 - $1,000 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Traditional | $1,000+ | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Kasasa Saver® | 0 to $50,000 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Kasasa Saver® | 50,000.01+ · from $50,000.01 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings | All balances | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 7-Month CD | 91 Days · $1,000 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 7-Month CD | 182 Days · $1,000 | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 7-Month CD | 7 Months · $1,000 | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| 7-Month CD | 12 Months · $1,000 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 7-Month CD | 13 Months · $1,000 | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 7-Month CD | 18 Months · $1,000 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 7-Month CD | 19 Months · $1,000 | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 7-Month CD | 30 Months · $1,000 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 7-Month CD | 60 Months · $1,000 | 3.75% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $1,000 - $9,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $10,000 - $24,999.99 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000+ | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Money Market | $25,000 - $49,999.99 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Money Market | $50,000 - $99,999.99 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Money Market | $100,000 - $249,999.99 | 0.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Money Market | $250,000 - $499,999.99 | 0.95% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Money Market | $500,000+ | 1.06% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Image Plus Checking | $2,000 - $9,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Image Plus Checking | $10,000 - $24,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Image Plus Checking | $25,000+ | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Kasasa Cash® | 0 to $20,000 | 1.15% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| central-bank.com/rates.html | 2026-11-01 20:43 UTC | ok | af8077b0e64b |
| central-bank.com/personal/personal-savings | — | extract-failed | |
| central-bank.com/personal/personal-savings/certificates-of-deposit-cds | — | extract-failed |