Bank Five Nine rates: up to 4.50% APY
bank · FDIC CERT 12517 · www.bankfivenine.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Elite Savings | 0.10% | APY | 2026-11-01 | since 2026-11-01 | ||
| Good Savers Savings | 0.04% | APY | 2026-11-01 | since 2026-11-01 | ||
| Health Savings Account | 0.04% | APY | 2026-11-01 | since 2026-11-01 | ||
| Smart Savings | 0.04% | APY | 2026-11-01 | since 2026-11-01 | ||
| Statement Savings | 0.04% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6 Month CD / IRA | 6 months | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 7 Month Special CD / IRA | 7 months | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 11 Month Special CD / IRA | 11 months | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month CD / IRA | 1 year | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 16 Month Special CD / IRA | 16 months | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| 23 Month Special CD / IRA | 23 months | 4.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 24 Month CD / IRA | 2 years | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 36 Month CD / IRA | 3 years | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 48 Month CD / IRA | 4 years | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 60 Month CD / IRA | 5 years | 4.50% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| First Rate Money Market (Consumer) | 0.04% | APY | 2026-11-01 | since 2026-11-01 | ||
| IRA Money Market | 0.10% | APY | 2026-11-01 | since 2026-11-01 | ||
| Relationship Money Market | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Relationship Checking | 0.02% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.bankfivenine.com/personal/banking/cds-iras/ | 2026-11-01 18:24 UTC | ok | 1a25f45a1d46 |
| www.bankfivenine.com/personal/banking/current-rates/ | 2026-11-01 18:15 UTC | ok | 18385d6388d7 |
| www.bankfivenine.com/personal/banking/cd-specials/ | — | extract-failed |