Lake City Bank rates: up to 3.90% APY
bank · FDIC CERT 13102 · www.lakecitybank.com/
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Freedom Plus CD | 3 months | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Our Companion CD | 3 months | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Freedom Plus CD | 6 months | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Freedom Plus CD | 9 months | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Lake City Bank’s 12-month Freedom CD offers | 1 year | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Freedom Plus CD | 13 months | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Lake City Bank’s 18-month Freedom Plus CD offers | 18 months | 2.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Our Rate-Riser CD | 2 years | 2.15% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Rewards Plus Checking Account | $10 | 0.01% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.lakecitybank.com/personal/banking/health-savings-accounts/ | — | extract-failed | |
| www.lakecitybank.com/personal/banking/savings/ | 2026-11-01 14:14 UTC | ok | e900b8d0fca5 |
| www.lakecitybank.com/personal/banking/cds/ | 2026-11-01 14:03 UTC | ok | fb9c8ad1136d |