The Peoples Bank Co. rates: up to 3.88% APY
bank · FDIC CERT 13220 · www.pbc.bank/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 18 Mth Fixed IRA | 1.46% | APY | 2026-11-01 | since 2026-11-01 | ||
| 18 Mth Variable IRA | 3.88% | APY | 2026-11-01 | since 2026-11-01 | ||
| Health Savings Accounts | $0.00 - $4,999.99 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Accounts | $5,000 - $24,999.99 | 1.26% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Accounts | $25,000 and over | 2.53% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA vs. a Roth IRA | 9 Month | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA vs. a Roth IRA | 12 Month | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA vs. a Roth IRA | 15 Month Special | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA vs. a Roth IRA | 18 Month | 2.42% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA vs. a Roth IRA | 24 Month | 2.52% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA vs. a Roth IRA | 36 Month | 2.73% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA vs. a Roth IRA | 48 Month | 2.93% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA vs. a Roth IRA | 60 Month | 3.03% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.pbc.bank/personal/savings/ | — | extract-failed | |
| www.pbc.bank/health-savings-accounts/ | 2026-11-02 01:33 UTC | ok | 23d400861bb5 |
| www.pbc.bank/personal/investment/ | 2026-11-01 23:53 UTC | ok | c4154361827e |