Solvay Bank rates: up to 4.50% APY
bank · FDIC CERT 13297 · www.solvaybank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Horizon High-Yield Savings Account | Up to $24,999.99 · rates dated 22 Jan 2026 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Kasasa Saver | $15,000+ | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings | $0.01 | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 91 Days · rates dated 22 Jan 2026 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 6 Month Certificate of Deposit Special | 6 Months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 182 Days · rates dated 22 Jan 2026 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 7-Month CD | 7 Months · rates dated 22 Jan 2026 | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 7-Month CD | 7 Months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Months | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 12 Months · rates dated 22 Jan 2026 | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| 16-Month CD | 16 Months | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 16-Month CD | 16 Months | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 16 Months | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months · rates dated 22 Jan 2026 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 18 Months | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months · rates dated 22 Jan 2026 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 24 Months · rates dated 22 Jan 2026 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 Months · rates dated 22 Jan 2026 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 30 Months | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Months · rates dated 22 Jan 2026 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 36 Months · rates dated 22 Jan 2026 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Months · rates dated 22 Jan 2026 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 48 Months · rates dated 22 Jan 2026 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 60 Months · rates dated 22 Jan 2026 | 3.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | Balance $0.01 - $9,999.99 · rates dated 22 Jan 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | Balance $10,000 - $24,999.99 · rates dated 22 Jan 2026 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | Balance $25,000 - $49,999.99 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | Balance $50,000 - $99,999.99 · rates dated 22 Jan 2026 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | Balance $100,000 - $249,999.99 · rates dated 22 Jan 2026 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | Balance $250,000 & Over · rates dated 22 Jan 2026 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Advantage | Balance $0.01 - $9,999.99 · rates dated 22 Jan 2026 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Advantage | Balance $10,000 - $24,999.99 · rates dated 22 Jan 2026 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Advantage | Balance $25,000 - $49,999.99 · rates dated 22 Jan 2026 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Advantage | Balance $50,000 - $99,999.99 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Advantage | Balance $100,000 - $249,999.99 · rates dated 22 Jan 2026 | 0.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Advantage | Balance $250,000 & Over | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Advantage Non-Personal | Balance $0.01 - $9,999.99 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Advantage Non-Personal | Balance $10,000 - $24,999.99 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Advantage Non-Personal | Balance $25,000 - $49,999.99 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Advantage Non-Personal | Balance $50,000 - $99,999.99 · rates dated 22 Jan 2026 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Advantage Non-Personal | Balance $100,000 - $249,999.99 | 0.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Advantage Non-Personal | Balance $250,000 & Over | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Non-Personal | Balance $0.01 - $9,999.99 · rates dated 22 Jan 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Non-Personal | Balance $10,000 - $24,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Non-Personal | Balance $25,000 - $49,999.99 · rates dated 22 Jan 2026 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Non-Personal | Balance $50,000 - $99,999.99 · rates dated 22 Jan 2026 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Non-Personal | Balance $100,000 - $249,999.99 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Non-Personal | Balance $250,000 & Over · rates dated 22 Jan 2026 | 0.75% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| High Interest Checking | Up to $15,000 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| High Interest Checking Special | Up to $15,000 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Kasasa Cash | 0 - $15,000 | 0.00% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.solvaybank.com/applications/cd-terms.html | — | extract-failed | |
| www.solvaybank.com/dummy-products/91-days-cd.html | 2026-11-01 21:43 UTC | ok | fbdd92f8a83d |
| www.solvaybank.com/rates.html | 2026-11-01 21:43 UTC | ok | 47dda04912cc |