Union Bank and Trust Company rates: up to 4.40% APY
bank · FDIC CERT 13421 · www.ubt.com/
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificate of Deposit | 6 months | 4.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 7 months | 1.66% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 8 months | 1.71% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 9 months | 1.71% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 10 months | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 10 month Access (CD Only) | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 11 months | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 12 months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 13 months | 1.81% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 15 months | 1.81% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 15 month Access (CD only) | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 16 months | 1.86% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 17 months | 1.86% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 18 months | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 18 month Variable | 1.97% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 19 months | 1.91% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 20 months | 1.91% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 23 months | 1.91% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 24 months | 4.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 27 months | 2.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 30 months | 3.95% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 36 months | 2.27% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 48 months | 2.27% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 60 months | 2.32% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.ubt.com/personal/investments/college-savings-plans | — | failed | |
| www.ubt.com/personal/savings | — | extract-failed | |
| www.ubt.com/personal/certificates-deposit-cds | 2026-11-01 13:42 UTC | ok | 1fc257904772 |