Lake Ridge Bank rates: up to 4.22% APY
bank · FDIC CERT 15091 · www.lakeridge.bank/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Forward Savings | $100 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Forward Savings | $100 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Savings | $0 to $9,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Savings | $0 to $9,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Savings | $10,000 and above | 2.84% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Savings | $10,000 and above | 2.84% | APY | 2026-11-01 | since 2026-11-01 | |
| Junior Savings | $25 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Junior Savings | $25 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| LifeSavings HSA | 1.71% | APY | 2026-11-01 | since 2026-11-01 | ||
| LifeSavings HSA | 1.71% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificate of Deposit | 6-11 Months · $1,000 | 2.17% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 12-23 Months · $1,000 | 2.37% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 24-35 Months · $1,000 | 2.63% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 36-47 Months · $1,000 | 2.78% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 48-59 Months · $1,000 | 2.93% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 6-11 Months · $1,000 | 2.17% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 12-23 Months · $1,000 | 2.37% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 24-35 Months · $1,000 | 2.63% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 36-47 Months · $1,000 | 2.78% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 48-59 Months · $1,000 | 2.93% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 3 Months · $1,000 | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 3 Months · $1,000 | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal CD Specials | 22 Months · $1,000 | 3.44% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal CD Specials | 22 Months · $1,000 | 3.44% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal CD Specials | 32 Months · $1,000 | 4.22% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal CD Specials | 32 Months · $1,000 | 4.22% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 60 Months · $1,000 | 2.93% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 60 Months · $1,000 | 2.93% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Forward Money Market Plus | $0 to $24,999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Forward Money Market Plus | $0 to $24,999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Forward Money Market Plus | $25,000 to $49,999.99 | 0.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Forward Money Market Plus | $25,000 to $49,999.99 | 0.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Forward Money Market Plus | $50,000 to $99,999.99 | 0.92% | APY | 2026-11-01 | since 2026-11-01 | |
| Forward Money Market Plus | $50,000 to $99,999.99 | 0.92% | APY | 2026-11-01 | since 2026-11-01 | |
| Forward Money Market Plus | $100,000 to $249,999.99 | 0.94% | APY | 2026-11-01 | since 2026-11-01 | |
| Forward Money Market Plus | $100,000 to $249,999.99 | 0.94% | APY | 2026-11-01 | since 2026-11-01 | |
| Forward Money Market Plus | $250,000 and above | 1.46% | APY | 2026-11-01 | since 2026-11-01 | |
| Forward Money Market Plus | $250,000 and above | 1.46% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Forward Checking Plus | $100 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Forward Checking Plus | $100 | 0.01% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.lakeridge.bank/accounts-and-cards/accounts/cds-and-iras/ | — | extract-failed | |
| www.lakeridge.bank/rates/ | 2026-11-01 16:23 UTC | ok | 755c387d14a3 |
| www.lakeridge.bank/rates/consumer-rates/ | 2026-11-01 16:23 UTC | ok | 755c387d14a3 |