First National Bank, Ames, Iowa rates: up to 4.06% APY
bank · FDIC CERT 1545 · www.fnbames.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Health Savings Account (HSA) | 0.10% | APY | 2026-11-01 | since 2026-11-01 | ||
| Individual Retirement Account Savings | $0.01-$24,999 | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Individual Retirement Account Savings | $25,000-$99,999 | 1.86% | APY | 2026-11-01 | since 2026-11-01 | |
| Individual Retirement Account Savings | $100,000 + | 2.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | 0.65% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3 Month CD | 3 months | 3.19% | APY | 2026-11-01 | since 2026-11-01 | |
| 9 Month CD | 9 months | 3.39% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month CD | 18 months | 3.65% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | Interest Rewards Base Rate (Did Not Meet Qualifications) | 0.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | Interest Rewards Market Rate (Met Qualifications) | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | Interest Rewards Special Rate (Met Qualifications) | 4.06% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | 0.10% | APY | 2026-11-01 | since 2026-11-01 | ||
| Premier Checking | 0.02% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.fnb247.com/deposit-rates | 2026-11-01 22:05 UTC | ok | dcbd4d561f05 |
| www.fnb247.com/personal/savingsandcds/cds | — | extract-failed | |
| www.fnb247.com/personal/savingsandcds | — | extract-failed |