Ridgewood Savings Bank rates: up to 4.59% APY
bank · FDIC CERT 16026 · www.ridgewoodbank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Passbook Savings | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Smart Move Online Savings Account $.01 | 3.35% | APY | 2026-11-01 | since 2026-11-01 | ||
| Statement Savings | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Vacation and Holiday Club Account | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 90 Day CD | 3 months | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 6 Month CD | 6 months | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 9 Month CD | 9 months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 10 Month Online CD Promo (New Money Only) | 10 months | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month CD | 1 year | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month CD | 18 months | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 20 Month CD Special | 20 months | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year Treasury Indexed CD | 2 years | 4.59% | APY | 2026-11-01 | since 2026-11-01 | |
| 24 Month CD | 2 years | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 36 Month CD | 3 years | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 48 Month CD | 4 years | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 60 Month CD | 5 years | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 72 Month CD | 6 years | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 84 M onth CD | 7 years | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 84 Month CD | 7 years | 3.25% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| PowerFlex Money Market | 0.20% | APY | 2026-11-01 | since 2026-11-01 | ||
| Smart Move Money Market | 3.85% | APY | 2026-11-01 | since 2026-11-01 | ||
| Smart MoveMoney Market | 3.85% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.ridgewoodbank.com/home/rates | — | extract-failed | |
| www.ridgewoodbank.com/home/personal/savings | 2026-11-01 14:14 UTC | ok | a9fdb8fcd4c0 |
| www.ridgewoodbank.com/home/personal/cds | 2026-11-01 14:03 UTC | ok | 675d3ca3f072 |