The Bank of Elk River rates: up to 4.01% APY
bank · FDIC CERT 1607 · www.thebankofelkriver.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Savings Account | Less than $1,000.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Less than $25,000.00 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $1,000.00 or more, but less than $10,000.00 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $10,000.00 or more | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $25,000.00 or more, but less than $50,000.00 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $50,000.00 or more, but less than $100,000.00 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $100,000.00 or more, but less than $250,000.00 | 2.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $250,000.00 or more* | 2.84% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 91 Days | 2.27% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Month CD | 5 Months Special | 3.95% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 182 Days | 2.77% | APY | 2026-11-01 | since 2026-11-01 | |
| Added Advantage Certificates | 12 Months | 3.29% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Months | 3.29% | APY | 2026-11-01 | since 2026-11-01 | |
| Added Advantage Certificates | 15 Months Special | 4.01% | APY | 2026-11-01 | since 2026-11-01 | |
| 15-Month CD | 15 Months Special | 4.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Added Advantage Certificates | 18 Months (includes one-time optional rate increase) | 3.39% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months (includes one-time optional rate increase) | 3.39% | APY | 2026-11-01 | since 2026-11-01 | |
| Added Advantage Certificates | 24 Months | 3.34% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months | 3.34% | APY | 2026-11-01 | since 2026-11-01 | |
| Added Advantage Certificates | 30 Months (includes two-time optional rate increase) | 3.44% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 Months (includes two-time optional rate increase) | 3.44% | APY | 2026-11-01 | since 2026-11-01 | |
| 33-Month CD | 33 Months Special | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Added Advantage Certificates | 36 Months | 3.39% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Months | 3.39% | APY | 2026-11-01 | since 2026-11-01 | |
| Added Advantage Certificates | 48 Months | 3.44% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Months | 3.44% | APY | 2026-11-01 | since 2026-11-01 | |
| Added Advantage Certificates | 60 Months | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months | 3.55% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Personal Checking | Less than $10,000.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Checking | $10,000.00 - $49,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Checking | $50,000.00 or more | 0.20% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.thebankofelkriver.com/rates | 2026-11-02 01:04 UTC | ok | 9de78191023f |
| www.thebankofelkriver.com/personal-savings/cds-iras | — | extract-failed |