Jefferson Bank rates: up to 3.25% APY
bank · FDIC CERT 16470 · www.jeffersonbank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Personal Savings 1,3 | $25 | 0.50% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificates of Deposit - Tier 1 | 1 month · $1,000 | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 2 | 1 month · $100,000 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 3 | 1 month · $500,000 | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 4 | 1 month · $2,000,000 | 2.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 1 | 3 months · $1,000 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 2 | 3 months · $100,000 | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 3 | 3 months · $500,000 | 2.27% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 4 | 3 months · $2,000,000 | 2.52% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 1 | 6 months · $1,000 | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 2 | 6 months · $100,000 | 2.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 3 | 6 months · $500,000 | 2.52% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 4 | 6 months · $2,000,000 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 1 | 9 months · $1,000 | 2.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 2 | 9 months · $100,000 | 2.26% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 3 | 9 months · $500,000 | 2.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 4 | 9 months · $2,000,000 | 3.16% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 1 | 12 months · $1,000 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 2 | 12 months · $100,000 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 3 | 12 months · $500,000 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 4 | 12 months · $2,000,000 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 1 | 18 months · $1,000 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 2 | 18 months · $100,000 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 1 | 24 months · $1,000 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 2 | 24 months · $100,000 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 1 | 36 months · $1,000 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit - Tier 2 | 36 months · $100,000 | 1.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account 1,3 | 1,000 to 49,999.99 · $1,000–$49,999.99 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account 1,3 | 50,000 to 99,999.99 · $50,000–$99,999.99 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account 1,3 | 100,000 to 499,999.99 · $100,000–$499,999.99 | 1.46% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account 1,3 | 500,000 to 999,999.99 · $500,000–$999,999.99 | 1.87% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account 1,3 | 1,000,000 to 2,499,999.99 · $1m–$2,499,999.99 | 2.12% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account 1,3 | 2,500,000 to 4,999,999.99 · $2.5m–$4,999,999.99 | 2.38% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account 1,3 | 5,000,000 to 9,999,999.99 · $5m–$9,999,999.99 | 2.78% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account 1,3 | 10,000,000.00 to 19,999,999.99 · $10m–$19,999,999.99 | 3.04% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account 1,3 | 20,000,000 & over · from $20m | 3.05% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Relationship Checking 1,3 | $50 | 0.03% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.jeffersonbank.com/maximizing-college-savings | — | extract-failed | |
| www.jeffersonbank.com/info-center/personal-interest-rates | 2026-11-01 17:53 UTC | ok | f706a630b748 |
| www.jeffersonbank.com/personal/personal-savings | — | extract-failed |