Albank National Association rates: up to 4.10% APY
bank · FDIC CERT 17230 · www.albanybank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Health Savings Account | $100.00 or more | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Personal Statement · $500.00 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Senior Statement · $500.00 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Young Savers Statement | $1.00 | 0.35% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 1-Month CD | 31 Days · $5,000.00 | 0.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Month CD | 91 Days · $5,000.00 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 182 Days · $5,000.00 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 7-Month CD | 7 Month Promo · $1,000.00 | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Educational Individual Retirement Accounts | 7 Month Promo · $100.00 | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Roth Individual Retirement Accounts | 7 Month Promo · $500.00 | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional Individual Retirement Accounts | 7 Month Promo · $500.00 | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 1 Year · $5,000.00 | 1.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Educational Individual Retirement Accounts | 12 Months · $100.00 | 1.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Roth Individual Retirement Accounts | 12 Months · $500.00 | 1.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional Individual Retirement Accounts | 12 Months · $500.00 | 1.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 13-Month CD | 13 Month Promo · $1,000.00 | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Educational Individual Retirement Accounts | 13 Month Promo · $100.00 | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Roth Individual Retirement Accounts | 13 Month Promo · $500.00 | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional Individual Retirement Accounts | 13 Month Promo · $500.00 | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Educational Individual Retirement Accounts | 18 Months · $100.00 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Roth Individual Retirement Accounts | 18 Months · $500.00 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional Individual Retirement Accounts | 18 Months · $500.00 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 2 1/2 Years · $5,000.00 | 1.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Roth Individual Retirement Accounts | 30 Months · $500.00 | 1.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional Individual Retirement Accounts | 30 Months · $500.00 | 1.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 5 Years · $5,000.00 | 1.60% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Deposit Accounts | $0.00 to $2,499.99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Deposit Accounts | $2,500.00 to $24,999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Deposit Accounts | $25,000.00 to $49,999.99 | 1.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Deposit Accounts | $50,000.00 to $99,999.99 | 1.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Deposit Accounts | $100,000.00 to $249,999.99 | 1.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Deposit Accounts | $250,000.00 to $499,999.99 | 1.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Deposit Accounts | $500,000.00 to $999,999.99 | 1.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Deposit Accounts | $1,000,000.00 and over | 1.50% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Personal Interest Checking | *Bonus Interest · $0.00 to $10,000.00 $10,000.01 or more | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Interest Checking | Standard Interest · $0.00 or more | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Interest Checking | *Bonus Interest · $0.00 to $24,999.99 $25,000.00 or more | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Interest Checking | Standard Interest · $0.00 to $24,999.99 $25,000.00 to $99,999.99 $100,000.00 or more | 0.35% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| albank.com/Rates | 2026-11-02 01:04 UTC | ok | c189a4cbc02c |
| albank.com/CD-IRA | — | extract-failed |