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First National Bank of America rates: up to 4.75% APY

bank · FDIC CERT 17438 · www.fnba.com/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
High Yield Savings$250,000 or Less 3.60%APY2026-11-01 since 2026-11-01
High Yield SavingsGreater than $250,000 3.86%APY2026-11-01 since 2026-11-01
High Yield Savings Account Promotion$250,000 or Less 3.60%APY2026-11-01 since 2026-11-01
High Yield Savings Account PromotionGreater than $250,000 3.86%APY2026-11-01 since 2026-11-01
High-Yield Health Savings$20,000 or less 2.25%APY2026-11-01 since 2026-11-01
High-Yield Savings Promotion$250,000 or Less 3.60%APY2026-11-01 since 2026-11-01
High-Yield Savings PromotionGreater than $250,000 3.86%APY2026-11-01 since 2026-11-01
Statement SavingsAll Balances 0.25%APY2026-11-01 since 2026-11-01
Traditional Health SavingsAll Balances 0.30%APY2026-11-01 since 2026-11-01
Traditional and Health Savings Account OptionsGreater than $20,000 up to $50,000 2.50%APY2026-11-01 since 2026-11-01
Traditional and Health Savings Account OptionsGreater than $50,000 up to $100,000 2.75%APY2026-11-01 since 2026-11-01
Traditional and Health Savings Account OptionsGreater than $100,000 up to $250,000 3.00%APY2026-11-01 since 2026-11-01
Traditional and Health Savings Account OptionsGreater than $250,000 3.51%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
Certificate of Deposit3 Month 3.85%APY2026-11-01 since 2026-11-01
Certificate of Deposit3 Month 3.85%APY2026-11-01 since 2026-11-01
Time Certificate of Deposit3 Month 3.85%APY2026-11-01 since 2026-11-01
Certificate of Deposit6 Month 4.00%APY2026-11-01 since 2026-11-01
Certificate of Deposit6 Month 4.00%APY2026-11-01 since 2026-11-01
High Yield SavingsAll Balances for first 6 months 4.20%APY2026-11-01 since 2026-11-01
High Yield Savings Account PromotionAll Balances for first 6 months 4.20%APY2026-11-01 since 2026-11-01
High-Yield Savings PromotionAll Balances for first 6 months 4.20%APY2026-11-01 since 2026-11-01
Time Certificate of Deposit6 Month 4.00%APY2026-11-01 since 2026-11-01
Certificate of Deposit12 Month 4.30%APY2026-11-01 since 2026-11-01
Certificate of Deposit12 Month Special 4.45%APY2026-11-01 since 2026-11-01
Certificate of Deposit12 Month 4.30%APY2026-11-01 since 2026-11-01
Certificate of Deposit12 Month Special 4.45%APY2026-11-01 since 2026-11-01
Time Certificate of Deposit12 Month 4.30%APY2026-11-01 since 2026-11-01
Time Certificate of Deposit12 Month Special 4.45%APY2026-11-01 since 2026-11-01
Certificate of Deposit18 Month 4.40%APY2026-11-01 since 2026-11-01
Certificate of Deposit18 Month 4.40%APY2026-11-01 since 2026-11-01
Time Certificate of Deposit18 Month 4.40%APY2026-11-01 since 2026-11-01
Certificate of Deposit24 Month 4.40%APY2026-11-01 since 2026-11-01
Certificate of Deposit24 Month 4.40%APY2026-11-01 since 2026-11-01
Time Certificate of Deposit24 Month 4.40%APY2026-11-01 since 2026-11-01
Certificate of Deposit36 Month 4.50%APY2026-11-01 since 2026-11-01
Certificate of Deposit36 Month 4.50%APY2026-11-01 since 2026-11-01
Time Certificate of Deposit36 Month 4.50%APY2026-11-01 since 2026-11-01
Certificate of Deposit48 Month 4.50%APY2026-11-01 since 2026-11-01
Certificate of Deposit48 Month 4.50%APY2026-11-01 since 2026-11-01
Time Certificate of Deposit48 Month 4.50%APY2026-11-01 since 2026-11-01
Certificate of Deposit60 Month 4.60%APY2026-11-01 since 2026-11-01
Certificate of Deposit60 Month 4.60%APY2026-11-01 since 2026-11-01
Time Certificate of Deposit60 Month 4.60%APY2026-11-01 since 2026-11-01
Certificate of Deposit72 Month 4.60%APY2026-11-01 since 2026-11-01
Certificate of Deposit72 Month 4.60%APY2026-11-01 since 2026-11-01
Time Certificate of Deposit72 Month 4.60%APY2026-11-01 since 2026-11-01
Certificate of Deposit84 Month 4.60%APY2026-11-01 since 2026-11-01
Certificate of Deposit84 Month 4.60%APY2026-11-01 since 2026-11-01
Time Certificate of Deposit84 Month 4.60%APY2026-11-01 since 2026-11-01
Certificate of Deposit96 Month 4.60%APY2026-11-01 since 2026-11-01
Certificate of Deposit96 Month 4.60%APY2026-11-01 since 2026-11-01
Time Certificate of Deposit96 Month 4.60%APY2026-11-01 since 2026-11-01
Certificate of Deposit108 Month 4.60%APY2026-11-01 since 2026-11-01
Certificate of Deposit108 Month 4.60%APY2026-11-01 since 2026-11-01
Time Certificate of Deposit108 Month 4.60%APY2026-11-01 since 2026-11-01
Certificate of Deposit120 Month 4.75%APY2026-11-01 since 2026-11-01
Certificate of Deposit120 Month 4.75%APY2026-11-01 since 2026-11-01
Time Certificate of Deposit120 Month 4.75%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
Elevate Checking$20,000 or less 4.50%APY2026-11-01 since 2026-11-01
Elevate Checking$20,000 or less 4.50%APY2026-11-01 since 2026-11-01
Elevate Checking$20,000 or less 4.50%APY2026-11-01 since 2026-11-01
Relationship CheckingAll balances 2.51%APY2026-11-01 since 2026-11-01
Relationship CheckingAll balances 2.51%APY2026-11-01 since 2026-11-01
Signature Checking$250,000 or less 2.51%APY2026-11-01 since 2026-11-01
Signature CheckingOver $250,000 2.75%APY2026-11-01 since 2026-11-01
Signature Checking$250,000 or less 2.51%APY2026-11-01 since 2026-11-01
Signature CheckingOver $250,000 2.75%APY2026-11-01 since 2026-11-01
Signature Checking$250,000 or less 2.51%APY2026-11-01 since 2026-11-01
Signature CheckingOver $250,000 2.75%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.fnba.com/deposit-rates/east-lansing/2026-11-01 14:14 UTC ok8d4e3545f148
www.fnba.com/deposit-rates/online/2026-11-01 14:14 UTC oke5898909437d
www.fnba.com/deposit-rates/2026-11-01 14:14 UTC ok2563c4d62941