Saco & Biddeford Savings Institution rates: up to 3.55% APY
bank · FDIC CERT 17743 · www.sbsavings.bank/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| High Balance Savings | $0 - $999,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| High Balance Savings | $1,000,000 - $1,499,999.99 | 2.70% | APY | 2026-11-01 | since 2026-11-01 | |
| High Balance Savings | $1,500,000 - $2,999,999.99 | 3.20% | APY | 2026-11-01 | since 2026-11-01 | |
| High Balance Savings | $3,000,000 - $4,999,999.99 | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| High Balance Savings | $5,000,000 - $9,999,999.99 | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| High Balance Savings | $10,000,000 or more | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Mutual High Yield Savings | $0 - $99,999.99 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Mutual High Yield Savings | $100,000.00 or more ** | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Essential Money Market | $0 - $24,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Essential Money Market | $25,000 - $49,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Essential Money Market | $50,000 - $99,999.99 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Essential Money Market | $100,000 - $249,999.99 | 0.95% | APY | 2026-11-01 | since 2026-11-01 | |
| Essential Money Market | $250,000 - $499,999.99 | 1.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Essential Money Market | $500,000 - $749,999.99 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Essential Money Market | $750,000 or more | 2.25% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.sbsavings.bank/explore-sbsi/newsroom/understanding-cds-a-smart,-sa | — | extract-failed | |
| www.sbsavings.bank/banking/savings | 2026-11-01 21:13 UTC | ok | 4a0cd3463a13 |