Franklin Savings Bank rates: up to 4.10% APY
bank · FDIC CERT 17951 · www.fsbnh.bank/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Kids’ Account | $0.50 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Lakes High Yield Savings | .01 – $49,999.99 | 0.07% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Health Savings Accounts (HSA) | $25,000.00 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings | $5,000.00 | 0.07% | APY | 2026-11-01 | since 2026-11-01 | |
| Variable Rate IRA Savings | $50,000.00 | 3.25% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 15 month CD | 91 Day · $500.00 Minimum deposit | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 5 Month CD | 5 months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 5 Month CD | $500.00 · 5 months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 15 month CD | 182 Day · $500.00 Minimum deposit | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 15 Month CD | 15 months | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 15 Month CD | $500.00 · 15 months | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 5 Year Smart CD | $100.00 Minumum deposit · 5 years | 1.75% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Lakes Plus Money Market | $250,000.00+ | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Advantage | $75,000.00+ | 0.30% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Choice Checking | $0.01 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Passkey Checking | $0.01 | 0.01% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.fsbnh.bank/?post_type=news&p=251827&preview=true | — | extract-failed | |
| www.fsbnh.bank/rates/deposit-rates/ | 2026-11-01 23:13 UTC | ok | c92e9d9ae246 |
| www.fsbnh.bank/deposit-rates/ | 2026-11-01 23:13 UTC | ok | 216f6933067b |