Bruning Bank rates: up to 4.35% APY
bank · FDIC CERT 18748 · www.bruningbank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Health Savings Account (HSA) | 0.50% | APY | 2026-11-01 | since 2026-11-01 | ||
| Individual Retirement Account (IRA) | 0.60% | APY | 2026-11-01 | since 2026-11-01 | ||
| Savings Account | 0.30% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 5-Month CD | 5 Months Special | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month IRA CD | 6 months | 1.41% | APY | 2026-11-01 | since 2026-11-01 | |
| 9-Month CD | 9 Months | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| 12-Month IRA CD | 1 year | 1.61% | APY | 2026-11-01 | since 2026-11-01 | |
| 13-Month CD | 13 Months Special | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months | 1.71% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months Special | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 Months | 1.85% | APY | 2026-11-01 | since 2026-11-01 | |
| 36-Month IRA CD | 3 years | 1.91% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Months | 2.02% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months | 2.22% | APY | 2026-11-01 | since 2026-11-01 | |
| 84-Month IRA CD | 7 years | 2.42% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Savings Accounts | .01-2,499.99 · from $2,499.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings Accounts | 2,500.00-49,999.99 · $2,500–$49,999.99 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings Accounts | 50,000.00-99,999.99 · $50,000–$99,999.99 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings Accounts | 100,000.00-249,999.99 · $100,000–$249,999.99 | 0.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings Accounts | 250,000.00-$499,999.99 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings Accounts | 500,000.00-$999,999.99 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings Accounts | 1,000,000.00 and Above · from $1m | 0.80% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Gold Checking Accounts | 1,000.00-49,999.99 · $1,000–$49,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Gold Checking Accounts | 50,000.00-99,999.99 · $50,000–$99,999.99 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Gold Checking Accounts | 100,000.00-249,999.99 · $100,000–$249,999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Gold Checking Accounts | 250,000.00 and Above · from $250,000 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Plus Interest Checking Accounts | .01-49,999.99 · from $49,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Plus Interest Checking Accounts | 50,000.00-99,999.99 · $50,000–$99,999.99 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Plus Interest Checking Accounts | 100,000.00-249,999.99 · $100,000–$249,999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Plus Interest Checking Accounts | 250,000.00-499,999.99 · $250,000–$499,999.99 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Plus Interest Checking Accounts | 500,000.00-999,999.99 · $500,000–$999,999.99 | 0.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Plus Interest Checking Accounts | 1,000,000.00 and Above · from $1m | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Checking | 0.01 - $10,000.00 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Checking | 10,000.01 - $100,000.00 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Checking | 100,000.01 - $250,000.00 | 0.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Checking | 250,000.01 and Above · from $250,000.01 | 0.65% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.bruningbank.com/personal/rates | 2026-11-02 01:44 UTC | ok | d4f7c5ecad9a |
| www.bruningbank.com/personal/health-savings-account-hsa | — | extract-failed | |
| www.bruningbank.com/personal/savings | — | extract-failed |