Phelps County Bank rates: up to 4.15% APY
bank · FDIC CERT 18841 · www.mypcb.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Minor Savings | 1.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Personal Savings | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRAs and CD's | 3 Months | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| IRAs and CD's | 6 Months | 4.06% | APY | 2026-11-01 | since 2026-11-01 | |
| IRAs and CD's | 9 Months | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month CD | 1 year | 4.11% | APY | 2026-11-01 | since 2026-11-01 | |
| 15 Month CD | 15 months | 4.06% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month CD | 18 months | 4.01% | APY | 2026-11-01 | since 2026-11-01 | |
| 24 Month CD | 2 years | 3.91% | APY | 2026-11-01 | since 2026-11-01 | |
| 30 Month CD | 30 months | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| 36 Month CD | 3 years | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| 48 Month CD | 4 years | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 60 Month CD | 5 years | 3.70% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Premier Money Market Accounts | Balances of $0 through $9,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Money Market Accounts | Balances of $10,000 through $24,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Money Market Accounts | Balances of $25,000 and over | 0.65% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | Ultimate Checking - balances $25,000 and over | 0.08% | APY | 2026-11-01 | since 2026-11-01 | |
| Ultimate Checking - balances | 2.02% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.mypcb.com/rates | 2026-11-02 02:13 UTC | ok | 8b35f6b6d61b |