Capital Bank rates: up to 3.55% APY
bank · FDIC CERT 19401 · www.capitalbanktx.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Savings Account | Capital NOW Account · rates dated 15 Dec 2025 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | rates dated 15 Dec 2025 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Variable Rate IRA | rates dated 15 Dec 2025 | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 Months · rates dated 15 Dec 2025 | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Months · rates dated 15 Dec 2025 | 3.49% | APY | 2026-11-01 | since 2026-11-01 | |
| 9-Month CD | 9 Months · rates dated 15 Dec 2025 | 3.29% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Months · rates dated 15 Dec 2025 | 2.79% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months · rates dated 15 Dec 2025 | 2.02% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months · rates dated 15 Dec 2025 | 0.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 Months · rates dated 15 Dec 2025 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Months · rates dated 15 Dec 2025 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Months · rates dated 15 Dec 2025 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months · rates dated 15 Dec 2025 | 0.75% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Capital Plus Tiered Money Market | 2,500 - 4,999.99 · $2,500–$4,999.99 · rates dated 15 Dec 2025 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Capital Plus Tiered Money Market | 5,000.00 - 24,999.99 · $5,000–$24,999.99 · rates dated 15 Dec 2025 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Capital Plus Tiered Money Market | 25,000.00 - 49,999.99 · $25,000–$49,999.99 · rates dated 15 Dec 2025 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Capital Plus Tiered Money Market | 50,000.00 – 99,999.99 · $50,000–$99,999.99 · rates dated 15 Dec 2025 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Capital Plus Tiered Money Market | 100,000.00 - Over · from $100,000 · rates dated 15 Dec 2025 | 1.11% | APY | 2026-11-01 | since 2026-11-01 | |
| Investors' Choice Money Market | 1,000.00 - 24,999.99 · $1,000–$24,999.99 · rates dated 15 Dec 2025 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Investors' Choice Money Market | 25,000.00 - 49,999.99 · $25,000–$49,999.99 · rates dated 15 Dec 2025 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Investors' Choice Money Market | 50,000.00 - 99,999.99 · $50,000–$99,999.99 · rates dated 15 Dec 2025 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Investors' Choice Money Market | 100,000.00 – 249,999.99 · $100,000–$249,999.99 · rates dated 15 Dec 2025 | 1.46% | APY | 2026-11-01 | since 2026-11-01 | |
| Investors' Choice Money Market | 250,000.00 - Over · from $250,000 · rates dated 15 Dec 2025 | 1.96% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.capitalbanktx.com/Savings-CDs | — | extract-failed | |
| www.capitalbanktx.com/Rates | 2026-11-02 01:25 UTC | ok | 92b6467f1672 |