Consumers National Bank rates: up to 4.00% APY
bank · FDIC CERT 19482 · www.consumers.bank/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Dimes to Dollars Savings | $0.01 to $999.99 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Dimes to Dollars Savings | $1,000+ | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | $0.01 to $2,499.99 | 0.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | $2,500 to $9,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | $10,000+ | 0.08% | APY | 2026-11-01 | since 2026-11-01 | |
| Holiday Savings | 0.03% | APY | 2026-11-01 | since 2026-11-01 | ||
| Individual Retirement Account (IRA) | 0.03% | APY | 2026-11-01 | since 2026-11-01 | ||
| Savings Account | $200.00 to $249,999.99 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $250,000+ | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| savings account with 5 tiers of interest rates. | $20,000.00 to $34,999.99 | 3.49% | APY | 2026-11-01 | since 2026-11-01 | |
| savings account with 5 tiers of interest rates. | < $20,000 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| savings account with 5 tiers of interest rates. | $35,000 to $99,999.99 | 3.49% | APY | 2026-11-01 | since 2026-11-01 | |
| savings account with 5 tiers of interest rates. | $100,000 to $499,999.99 | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| savings account with 5 tiers of interest rates. | $500,000 & over | 3.60% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 5-Month CD | 5 Month | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Month | 4.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Consumers Relationship Money Market | $10,000.00 to $24,999.99 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Consumers Relationship Money Market | < $10,000 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Consumers Relationship Money Market | $25,000 to $99,999.99 | 1.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Consumers Relationship Money Market | $100,000 to $499,999.99 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Consumers Relationship Money Market | $500,000 & over | 2.00% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Brilliant High Yield Checking | $0.01 to $10,000 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Brilliant High Yield Checking | $10,000.01 & Over | 0.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Consumers Relationship Checking | $5,000.00 to $9,999.99 | 0.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Consumers Relationship Checking | < $5,000 | 0.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Consumers Relationship Checking | $10,000.00 to $49,999.99 | 0.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Consumers Relationship Checking | $50,000.00 & Over | 0.02% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.consumers.bank/Rates | 2026-11-01 21:23 UTC | ok | e4f96d616398 |
| www.consumers.bank/rates | 2026-11-01 21:23 UTC | ok | 3e94547d5d61 |
| www.consumers.bank/personal/savings-cds-iras | — | extract-failed |