Bell Bank rates: up to 4.30% APY
bank · FDIC CERT 19581 · www.bell.bank/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Variable Rate Savings | $50.00 | 3.56% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Savings | $50.00 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account Interest | $100,000.00 to $499,999.99 | 1.26% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account Interest | $500,000.00 to $999,999.99 | 1.36% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account Interest | $1,000,000.00 or more | 1.36% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 7 Month CD Special | 7 months | 4.29% | APY | 2026-11-01 | since 2026-11-01 | |
| 10 Month Flexible CD (Not for IRAs) | 10 months | 3.51% | APY | 2026-11-01 | since 2026-11-01 | |
| 15 Month Flexible CD (Not for IRAs) | 15 months | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 17 Month CD Special | 17 months | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month CD | 18 months | 3.79% | APY | 2026-11-01 | since 2026-11-01 | |
| 27 Month CD Special | 27 months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 30 Month Flexible CD (Not for IRAs) | 30 months | 3.53% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Elite Money Market Savings | $25,000.00 to $99,999.99 | 3.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $500.00 | 1.06% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Money Market Savings | $5,000.00 to $99,999.99 | 1.16% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| America's Best Interest Checking | $500.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| America's Best Premier Interest Checking | $5,000.00 to $49,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account Interest | $50,000.00 to $99,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account Interest | $100,000.00 or more | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.bell.bank/banking/savings | — | extract-failed | |
| www.bell.bank/banking/rates | 2026-11-01 13:22 UTC | ok | 516f18ec0ccb |
| www.bell.bank/banking/savings/cds-and-iras | — | extract-failed |