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Franklin Savings Bank rates: up to 3.65% APY

bank · FDIC CERT 19836 · www.franklinsavings.bank/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
18-Month Variable IRA 3.40%APY2026-11-01 since 2026-11-01
Savings AccountBalance from $0.01-$24,999.99 0.15%APY2026-11-01 since 2026-11-01
Savings AccountBalance from $0.01-$49.99 0.01%APY2026-11-01 since 2026-11-01
Savings Account$0.01-$499.99 0.00%APY2026-11-01 since 2026-11-01
Savings AccountBalance from $50.00-$999.99 0.01%APY2026-11-01 since 2026-11-01
Savings Account$500 and higher 0.01%APY2026-11-01 since 2026-11-01
Savings AccountBalance from $1,000.00-$49,999.99 0.03%APY2026-11-01 since 2026-11-01
Savings AccountBalance from $25,000.00-$99,999.99 0.25%APY2026-11-01 since 2026-11-01
Savings AccountBalance $50,000 and higher 0.03%APY2026-11-01 since 2026-11-01
Savings AccountBalance from $100,000.00-$249,999.99 0.85%APY2026-11-01 since 2026-11-01
Savings AccountBalance from $250,000.00-$499,999.99 1.00%APY2026-11-01 since 2026-11-01
Savings AccountBalance from $500,000.00-$999,999.99 1.52%APY2026-11-01 since 2026-11-01
Savings AccountBalance $1,000,000 and higher 2.02%APY2026-11-01 since 2026-11-01
Smart Savings Club Account 0.50%APY2026-11-01 since 2026-11-01
Statement Savings 0.20%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
6-Month CD6-Month 3.30%APY2026-11-01 since 2026-11-01
1-Year Certificate of Deposit1 year 3.45%APY2026-11-01 since 2026-11-01
14-Month CD14-Month new money only 3.65%APY2026-11-01 since 2026-11-01
18-Month CD18-Month 3.40%APY2026-11-01 since 2026-11-01
2-Year CD2-Year 3.25%APY2026-11-01 since 2026-11-01
3-Year CD3-Year 1.50%APY2026-11-01 since 2026-11-01
5-Year CD5-Year 1.00%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
HSA checking 0.10%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.franklinsavings.bank/personal-banking/savings/interest-rates/2026-11-02 00:23 UTC ok3f56dbf5c9cb
www.franklinsavings.bank/personal-banking/savings/deposit-rates/2026-11-02 00:23 UTC ok18d66e6d4df3