Texas Bank rates: up to 4.07% APY
bank · FDIC CERT 21074 · www.texasbnk.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Advantage IRA - 24 Months | 2.98% | APY | 2026-11-01 | since 2026-11-01 | ||
| Savings Account | $100* | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Student/Senior Savings | N/A | 0.40% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 1-Month CD | 30 Day | 2.88% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Month CD | 90 Day | 2.88% | APY | 2026-11-01 | since 2026-11-01 | |
| 5.9-Month CD | 180 Day | 2.88% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Months | 2.88% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 1 Year | 2.88% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months | 2.88% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 2 Years | 2.88% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 Months | 2.88% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 3 Years | 2.83% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 4 Years | 2.78% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 5 Years | 2.63% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Advantage Money Market | $0 - $2,500 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Advantage Money Market | $2,500 - $9,999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Advantage Money Market | $10,000+ | 2.01% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Interest Checking | $750* | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Texas Reward Checking | Qualifying balance less than and equal to $25,000 | 4.07% | APY | 2026-11-01 | since 2026-11-01 | |
| Texas Reward Checking | Qualifying balance greater than $25,000** | 0.40% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.texasbnk.com/personal/personal-savings | — | extract-failed | |
| www.texasbnk.com/personal/personal-savings/certificates-of-deposit-cds | 2026-11-02 00:23 UTC | ok | a8250ea3e393 |
| www.texasbnk.com/services-tools/tools/rates.html | 2026-11-01 23:03 UTC | ok | 8ef0e2506721 |