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NBT Financial Bank rates: up to 3.02% APY

bank · FDIC CERT 21329 · www.nbt.bank/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
Personal Savingsrates dated 2 Mar 2026 2.07%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
180 Day CD5.9 months · rates dated 2 Mar 2026 2.52%APY2026-11-01 since 2026-11-01
JUMBO 180 Day CD5.9 months · rates dated 2 Mar 2026 3.02%APY2026-11-01 since 2026-11-01
12 Month CD1 year · rates dated 2 Mar 2026 2.27%APY2026-11-01 since 2026-11-01
JUMBO 12 Month CD1 year · rates dated 2 Mar 2026 2.78%APY2026-11-01 since 2026-11-01
24 Month CD2 years · rates dated 2 Mar 2026 2.02%APY2026-11-01 since 2026-11-01
JUMBO 24 Month CD2 years · rates dated 2 Mar 2026 2.02%APY2026-11-01 since 2026-11-01
36 Month CD3 years · rates dated 2 Mar 2026 2.02%APY2026-11-01 since 2026-11-01
JUMBO 36 Month CD3 years · rates dated 2 Mar 2026 2.27%APY2026-11-01 since 2026-11-01
48 Month CD4 years · rates dated 2 Mar 2026 2.02%APY2026-11-01 since 2026-11-01
JUMBO 48 Month CD4 years · rates dated 2 Mar 2026 2.27%APY2026-11-01 since 2026-11-01
60 Month CD5 years · rates dated 2 Mar 2026 2.02%APY2026-11-01 since 2026-11-01
JUMBO 60 Month CD5 years · rates dated 2 Mar 2026 2.27%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.nbt.bank/personal/current-rates2026-11-02 02:24 UTC ok6fdb30ca0a36