Southwest Missouri Bank rates: up to 4.25% APY
bank · FDIC CERT 22876 · www.smbonline.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Health Savings | $50 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Savings | $100 | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6–11-Month CD | 6 - 11 Months · $500 | 4.09% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6-Month Special · $500 | 4.09% | APY | 2026-11-01 | since 2026-11-01 | |
| 12–23-Month CD | 12 - 23 Months · $500 | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12-Month Special · $500 | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 24–35-Month CD | 24 - 35 Months · $500 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24-Month Special · $500 | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 36–47-Month CD | 36 - 47 Months · $500 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 48–59-Month CD | 48 - 59 Months · $500 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months · $500 | 2.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Deposit Account | $0.00 - $9,999 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Deposit Account | $10,000 - $99,999 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Deposit Account | $100,000 - $249,999 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Deposit Account | $250,000 and up | 0.40% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Interest Bearing Checking Account | $1,000 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Lifestyles Checking (50 years of age and over) | $1,000 or $5,000 Combined Deposits | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.smbonline.com/personal/moola-savings | — | extract-failed | |
| www.smbonline.com/personal/personal-savings | — | extract-failed | |
| www.smbonline.com/other/deposit-rates | 2026-11-01 21:33 UTC | ok | 276feaa7468a |