State Bank of India (California) rates: up to 4.15% APY
bank · FDIC CERT 23998 · www.sbical.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Personal Savings Account | $100.00 · rates dated 26 Feb 2026 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Savings Online | $100.00 · rates dated 26 Feb 2026 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Personal Savings Account | $100.00 · rates dated 26 Feb 2026 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Balance Tier 1 | Savings Balance Tier 1 · from $1 · rates dated 26 Feb 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Balance Tier 2 | Savings Balance Tier 2 · from $2 · rates dated 26 Feb 2026 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Balance Tier 3 | Savings Balance Tier 3 · from $3 · rates dated 26 Feb 2026 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Balance Tier 4 | Savings Balance Tier 4 · from $4 · rates dated 26 Feb 2026 | 0.35% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Special CD Rates for Short-Term Savings! | 3 Months · $1,000.00 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Special CD Rates from SBIC | 3 Months · $1,000.00 · rates dated 26 Feb 2026 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Special CD Rates for Short-Term Savings! | 4 Months · $1,000.00 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Special CD Rates from SBIC | 4 Months · $1,000.00 · rates dated 26 Feb 2026 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Special CD Rates for Short-Term Savings! | 7 Months · $1,000.00 | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Special CD Rates from SBIC | 7 Months · $1,000.00 · rates dated 26 Feb 2026 | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 1 Year · $1,000.00 · rates dated 26 Feb 2026 | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 2 Years · $1,000.00 · rates dated 26 Feb 2026 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 3 Years · $1,000.00 · rates dated 26 Feb 2026 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 4 Years · $1,000.00 · rates dated 26 Feb 2026 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 5 Years · $1,000.00 · rates dated 26 Feb 2026 | 3.00% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Attorney Client Checking Account | $100.00 · rates dated 26 Feb 2026 | 2.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | Vision MMDA · $100.00 · rates dated 26 Feb 2026 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | Personal NOW Account · $500.00 · rates dated 26 Feb 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Hi Yield Interest Checking Account | $100.00 · rates dated 26 Feb 2026 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| OAC Hi Yield Interest Checking Account | $100.00 · rates dated 26 Feb 2026 | 0.50% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| sbic.bank/online-certificate-of-deposits | 2026-11-01 20:52 UTC | ok | 350cd382a862 |
| sbic.bank/certificates-of-deposit | 2026-11-01 20:52 UTC | ok | 4fc1603a0c50 |
| sbic.bank/deposit-rates | 2026-11-01 20:52 UTC | ok | c52de3628899 |