Cape & Coast Bank rates: up to 3.70% APY
bank · FDIC CERT 26517 · www.capeandcoastbank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Savings Account | $0 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 4-Month CD | 4 Month Special · $500 | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 8-Month CD | 8 Month Special · $500 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 9-Month CD | 9 Month · $500 | 1.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month IRA | $500 · 1 year | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month · $500 | 2.95% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months · $500 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 2 Years · $500 | 2.55% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $0 – 14,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $15,000 – 24,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000 – 49,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $50,000 – 99,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000 – 249,999 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $250,000 & up | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Money Market | $0 – 24,999.99 | 0.53% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Money Market | $25,000 – 99,999.99 | 2.24% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Money Market | $100,000 – 249,999 | 2.34% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Money Market | $250,000 – 499,999.99 | 2.59% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Money Market | $500,000 – 999,999.99 | 2.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Money Market | $1,000,000 & up | 2.85% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 50+ Interest Checking | $0 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| SmartRate Checking | up to and including $10,000 | 1.00% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.capeandcoastbank.com/personal/savings/certificate-of-deposit/ | — | extract-failed | |
| www.capeandcoastbank.com/personal/savings/ | — | extract-failed | |
| www.capeandcoastbank.com/rates/ | 2026-11-01 19:43 UTC | ok | 5e0aa361b66e |