OneLocal Bank rates: up to 4.25% APY
bank · FDIC CERT 26555 · www.onelocalbank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Statement Savings and iBoundless Savings | $.01-$9,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings and iBoundless Savings | 10,000-$24,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings and iBoundless Savings | $25,000- $49,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings and iBoundless Savings | $50,000 - $99,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings and iBoundless Savings | $100,000+ | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 7–91-Day CD | 7-91 days | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Featured Certificate of Deposits | 6 months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Featured Certificate of Deposits | 11 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 months | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Featured Certificate of Deposits | 13 months | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Featured Certificate of Deposits | 17 months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 month Preferred CD | 18 months | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Featured Certificate of Deposits | 22 months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 months | 1.26% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 months | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 months | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 month | 1.75% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| High Yield Money Market & iYield Money Market Account | $.01 - $49,999 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Money Market & iYield Money Market Account | $50,000 - $99,999 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Money Market & iYield Money Market Account | $100,000 - $249,999 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Money Market & iYield Money Market Account | $250,000 - $499,999 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Money Market & iYield Money Market Account | $500,000 - $999,999 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Money Market & iYield Money Market Account | $1,000,000+ | 3.50% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | $.01-$9,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $10,000-24,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $25,000-$49,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $50,000-$99,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $100,000+ | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.onelocalbank.com/for-you/banking/savings-and-cds | — | extract-failed | |
| www.onelocalbank.com/for-you/banking/deposit-rates | 2026-11-01 22:33 UTC | ok | 63393a153f90 |