StonehamBank, A Co-operative Bank rates: up to 4.50% APY
bank · FDIC CERT 26559 · stonehambank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Optimum Savings | $10.00 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Optimum Student Savings | $10.00 | 1.00% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | 6 months | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 7-Month CD | 7 months - SPECIAL | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 months | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 13-Month CD | 13 months - SPECIAL | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 15-Month CD | 15 months - SPECIAL | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 months | 3.50% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Optimum Money Market | $0-$9.99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Optimum Money Market | $10.00-$24,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Optimum Money Market | $25,000.00-$99,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Optimum Money Market | $100,000.00-$249,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Optimum Money Market | $250,000.00 and above | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Plus One Money Market | $0-$9.99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Plus One Money Market | $10.00 and above | 0.20% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Optimum Plus Checking | $10 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Optimum Student Checking | $10 | 0.01% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| stonehambank.com/rates/ | 2026-11-01 23:23 UTC | ok | 259587b8e38f |
| stonehambank.com/borrow/rates | — | extract-failed | |
| stonehambank.com/banking/saving/certificate-of-deposit | 2026-11-01 23:23 UTC | ok | f8d99d898af1 |