Coastal Heritage Bank rates: up to 4.08% APY
bank · FDIC CERT 26591 · www.coastalheritagebank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Heritage Savings | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| IRA Savings Account | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Seasonal Fall Savings | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Seasonal Spring Savings | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Statement Savings | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 Months | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 3 Months | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Months | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 6 Months | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 7-Month CD | 7 Months | 4.08% | APY | 2026-11-01 | since 2026-11-01 | |
| 9-Month CD | 9 Months | 3.05% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 9 Months | 3.05% | APY | 2026-11-01 | since 2026-11-01 | |
| 11-Month CD | 11 Months | 4.08% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Months | 3.05% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 12 Months | 3.05% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 18 Months | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 24 Months | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Months | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 36 Months | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Months | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 48 Months | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates of Deposit | 60 Months | 3.15% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | 0.40% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 50 Plus Interest Checking | 0.01% | APY | 2026-11-01 | since 2026-11-01 | ||
| Direct Interest Checking | 0.01% | APY | 2026-11-01 | since 2026-11-01 | ||
| Preferred Interest Checking | 0.01% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.coastalheritagebank.com/rates/ | — | extract-failed | |
| www.coastalheritagebank.com/personal-banking/certificates-of-deposit/ | — | extract-failed | |
| www.coastalheritagebank.com/rates/deposit-accounts/ | 2026-11-01 22:54 UTC | ok | a323b3903ad0 |