Winchester Co-operative Bank rates: up to 4.30% APY
bank · FDIC CERT 27238 · www.wcbonline.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Club Savings Account | 1.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Co-operative Select Savings Account | $10.00 - $2,499.99 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Co-operative Select Savings Account | $2,500.00 - $500,000.00 | 2.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Co-operative Select Savings Account | $500,000.01 and above | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Passbook Savings Account | 1.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Statement Savings Account | 1.00% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Term Deposit Certificates | 91 Day TDC | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 6 Month Term Deposit Certificate | $10.00 · 6 months | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Deposit Certificates | 6 Month TDC | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month IRA TDC | 1 year | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Deposit Certificates | 12 Month TDC | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month IRA TDC | 18 months | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Deposit Certificates | 18 Month TDC | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 24 Month IRA TDC | 2 years | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Deposit Certificates | 24 Month TDC | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 30 Month IRA TDC | 30 months | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Deposit Certificates | 30 Month TDC | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 36 Month IRA TDC | 3 years | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Deposit Certificates | 36 Month TDC | 4.30% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Deposit Account | 2.30% | APY | 2026-11-01 | since 2026-11-01 | ||
| Money Market Deposit Account | $10.00 | 2.30% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Co-operative Checking Account | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.wcbonline.com/cd-promotion/ | 2026-11-01 23:13 UTC | ok | 99a060cdb1ef |
| www.wcbonline.com/deposit_rates/ | 2026-11-01 23:13 UTC | ok | d61d8f2b5bc2 |
| www.wcbonline.com/term-deposits/ | 2026-11-01 23:13 UTC | ok | 484c4e3dc32a |